CTFO Review

Due to the legalization of Hemp in most of the states in the U.S., we see hundreds of companies flocking to the market to grab a piece of the pie, and Changing The Future Outcome (CTFO) is one of them.

In this Changing The Future Outcome review, we are going to discuss about the effectiveness of CBD Oil and whether or not joining the business opportunity is a good idea.

Do not be confused because there is another Multi-Level Marketing (MLM) company with the same acronym, CTFO.

This is not a coincidence.

Chew The Fat Off, the other MLM company with the same acronym, was founded by the same founder of Changing The Future Outcome. His name is Stuart Finger.


Here’s the Chew The Fat Off review, if you are looking for it.

Stuart Finger has a track record in the MLM industry that dated back to 1996.

Before CTFO, he founded another MLM company called GBG.

It seems that the entire GBG team has now migrated to CTFO.

What an interesting story.

The Price of CTFO’s CBD Oil as compared to its peers…

Now, like I’ve mentioned above, CTFO is not the only CBD Oil seller on the market, there are so many other similar companies like, KannawayPrime My Body, Zilis, Bocannaco, Hemp Herbals, Dose of Nature, and HempWorx.

So, where do CTFO stand?

I don’t see CTFO in the list prepared by cbdoilusers.com, an authority website in the CBD market, but for a good reason, I’ll share with you below:

Hemp MLM Companies Price Point

Judging the price provided by CTFO on its website, we can determine that CTFO is selling one of the cheapest CBD Oil as compared to its peers.

Here’s the price list for CTFO:

CTFO Price List

Hang on a minute!

Before you run towards CTFO, you must know that the price is not the determining factor.

It’s the Purity that counts…

It is the extraction method and the purity of the CBD Oil that counts.

On CTFO’s website, you can find this information:

CTFO extraction method

But, every other company out there selling CBD Oil are claiming that their Oil is the purest without providing any proof.

Almost everyone of them claimed that their CBD Oil is made in the U.S.A. and it has no THC.

There’s been a rising trend of people comparing the products of HempWorx and CTFO, so let’s put them in the spotlight.

Both the CBD oils of HempWorx and CTFO are lab tested by third party laboratories, but I’ve found something amiss interesting from my observation.

The Myth About 3rd Party Lab Test Result

This video puts you into perspective that lab test results can be bought, and it is good that you know what you are getting into.

But hey, don’t get me wrong, I don’t believe CTFO falsify their lab test results, I am just sharing with you that there is such a thing happening in the industry.

Now, let’s focus on HempWorx and CTFO.

HempWorx’s products are lab tested by a 3rd party laboratory called “Proverde Laboratories“, while CTFO has tested their products with several laboratories.

First, CTFO products were lab tested by “Precision Analytic Testing LLC”.

Precision Analytic Testing LLC is a new CBD Analytic Testing Lab set up by NutraFuels, Inc. Here’s the lab test results.

#1 Sample Lot


#2 Sample Lot


#3 Sample Lot


#4 Sample Lot


Further to the above, a top distributor from CTFO informed me that the company no longer uses Precision Analytic Testing LLC for lab testing…

Probably because of the conflict of interest…

So now, CTFO uses a 3rd Party laboratory called EVIO Labs, which is an ISO Accredited Lab (ISO Accreditation # 97164). Here’s the results.

#1 Page


#2 Page


#3 Page


#4 Page


#5 Page


#6 Page


CTFO v.s. HempWorx

Now, comparing both HempWorx and CTFO, why is it that both parties have such a high CBD content, yet there is such a big difference in the price?

HempWorx sells 750mg of CBD Oil at $89, while CTFO sells the same amount of CBD Oil at $69.97.

Clearly there is a huge gap between the price, and my concern when I first wrote this review (prior to CTFO having their product lab tested), was that there may be some issues with the quality of the product.

Here's the interesting thing that sets CTFO apart...

I found that the reason CTFO products were marketed at such a low price is because the management team (the founders) do not draw executive compensation (salary) from the company.

They based their salary much like any other associates of the company (they earn from the compensation plan just like any associates), which is a commendable thing!

You see, in most network marketing companies, the people at the top (the founders and the management team), will usually draw salary from the company (even without making any sales themselves as they depend on their distributors)…

That’s why the products have to be sold at a premium price.

Now, the founders of CTFO are not drawing any executive salary from the company…

And, that’s why the company is able to pass those “supposed salaries” as savings to their consumers.

Even if you compare the price of CTFO’s CBD Oils against other competitors which are not network marketing companies…

CTFO still top the list of being one of the cheapest in the market (without sacrificing the quality).

For your information, I am not an advocate or an associate of CTFO.

I am just sharing the information that I’ve gathered, and I hope that it can help you make the right decision.

Now, if you are interested about the CTFO business opportunity…

Because, the product kinda sells for itself, right?

Here’s what you need to know…

CTFO Review – Should You Join CTFO as a Distributor?

I’ll be honest with you, though you think that the products are super beneficial for everyone, especially the people around you, and you think that everyone else will have the same epiphany as you when they are first introduced to CTFO, then you might be in for a shock.

The truth is, not everyone will think like you. Even when the products are so amazing, you’ll be surprised that people will still say “NO”.

That’s unless the person has a serious medical condition that no medicine can cure, then they will resort to try every possible solution.

The reasons for people to shunt away an amazing product are very simple.

“People don’t like to be sold” and “People hate to change”.

To get people to buy CBD Oil, it is either they will buy it at their own will, or the salesperson is just so convincing that they have to buy it.

Which leads me to this question, “Do you want to be a salesperson?”

Let me know what your answer at the comment section at the end of this review.

What does it take to succeed with CTFO?

Being a salesperson, especially when you don’t have any experience, it would mean that you’ll have to face a ton of rejection, on top of that, most of the rejection will come from people whom you are close with.

And, this will come as a consequence as it puts a strain on your relationship with the person who rejected you.

I’ve seen too many cases where the relationship gets destroyed as a result of the business opportunity.

Moreover, it takes more than just the ability to overcome and stomach a ton of rejections to become successful.

Being Rejected

You’ll need to…

  1. Find a good mentor and leader to guide you to become a great salesperson
  2. Find an endless stream of new prospects – This is really possible if you learn the art of attraction marketing
  3. Stay positive throughout, even when you don’t see any extraordinary results in your first year
  4. Be extremely hard working
  5. Live and breath CTFO, which means that whenever, wherever, or whomever you meet, you’ll talk about CTFO

Unfortunately, the majority of the people who joined CTFO didn’t become successful, in fact, more than 95% of them failed.

Because, they lack in one of the five conditions I’ve mentioned above. 

This is the overall statistic of network marketing companies in the same industry.

Want to be the Top 5% Associates of CTFO? Here’s How You Can Do it!

Why CTFO could be considered a Pyramid Scheme?

Now this is a touchy topic, and CTFO distributors will start defending against this.

Hold on there, take a chill pill.

I’m not saying CTFO is a pyramid scheme.

Before I say anything further, let us understand what a pyramid scheme is.

Over emphasis on recruitment instead of promoting the products could be seen as a pyramid scheme.

In general, CTFO is definitely a legitimate business, however, if the management team do have the control over the actions of their distributors, and if the distributors start focusing on the recruitment drive (instead of promoting the products), the company may be dragged into legal charges related to pyramid scheme.

Good examples of this, and I see it too often on Facebook, are distributors promoting the “business opportunity” and making “false claims of the medical benefits”.

CTFO Bad Marketing

Literally, hundreds of distributors are doing this on Facebook every day.

It is either they are not properly educated, or they are simply ignorant to the fact that they are running a recruitment scheme or making false claims.

So if you are a CTFO distributor, please make sure that you are not making the same mistakes.

CBD Oil could cure diseases, but...

Yes, CBD Oil “could” cure diseases, but it is not FDA (Food Drug Administration) approved yet, which means that even if CBD Oil does cure diseases, you can’t make claims that it does. Complicated, right?

So, don’t go running around telling everybody that CBD Oil will cure diseases. You are violating the terms of the business, and you are violating the law.

CTFO Disclaimer

Now, if you are ready to become a CTFO distributor, let’s talk money…

Grow Your CTFO Business with Attraction Marketing!

How much can you make with CTFO?

One thing I absolutely like about the CTFO compensation plan is that anyone can be an associate.

You don’t need to buy the products or pay for the membership fee.

It’s totally free for people who wants to earn a 20% commission on each product sold.

Plus, you get to participate in the other 3 compensation plan:

  1. Unilevel Pay
  2. Regenerating Matrix Pay
  3. Infinity Bonus Pay

1. Unilevel Pay

This compensation is rather unique in the sense that there is no limit to the number of 1st level recruits.

Normally, a compensation plan (from other MLM companies) will have a left and a right leg.

The pay out volume is counted based on the weaker leg.

And, there is a limit to the number of 1st level recruits you can have. A typical MLM setup will look like this:

Typical MLM Setup

However, in the case of CTFO, there’s no limit to the number of 1st level recruits.

As long as you recommend someone to join CTFO, they will be your 1st level recruit.

And, when your 1st level recruits recommends someone to join CTFO, they will be your 2nd level recruits

This spans all the way to 5 levels deep.

Here is the CTFO’s Unilevel Compensation plan:

CTFO-Unilevel Pay

2. Regenerating Matrix Pay

Here’s where things become interesting…

On the first level, there’s a maximum of 3 personally enrolled recruits.

Since the first level only qualifies 3 enrolled recruits, you’ll have a maximum of 9 recruits on your second level.

Your third level will have a maximum of 27 spots (3 to the power of 3).

Your fourth level will have a maximum of 81 spots.

It goes all the way down 21 levels…

Which means that you can have a maximum of 10460353203 recruits in your entire organization.

Referring to the description on the left of the image below, the 1st to 5th level of recruits, you’ll get a 1% commission on top of the Unilevel Pay.

You’ll earn an addition of 10% commission on top of the Unilevel Pay on the 6th and 7th level recruits.

And, from the 8th to the 21st level recruits, you’ll earn a 1% commission on top of the Unilevel pay.

CTFO-Regenerating Matrixl Pay

The second part of the equation (refer to the right of the above image).

You’ll have to personally enroll 5 people to qualify for all levels of commission in the Regenerating Matrix Pay.

If you refer 1 person only, you’ll earn a 25% of the commission from the 1st to 7th level.

If you refer 2 people, you’ll earn a 50% of the commission from the 1st to 7th level.

3 personally enrolled people will earn you a 100% of the commission from the 1st to 7th level.

4 personally enrolled people will unlock the 8th to 14th level commission.

And, 5 personally enrolled people will unlock the full 21 levels of commission.

The Regenerating Matrix Pay comes with one extra feature…

Profit Sharing Positions

To put it simply, if you’ve personally enrolled 4 people and above, those recruits will be placed directly under you (on your 1st level), which expands your potential earnings tremendously.

3. Infinity Bonus Pay

Well, this is quite difficult to explain, so if you want to understand more about the Infinity Bonus Pay, you can check out the CTFO full compensation plan here.

Stop Wasting Your Time and Money Chasing Dead Beat Prospects and Leads! Here’s how you take your CTFO business to the next level!

What is CBD (Cannabidiol)?

In case you are still doing your research about CBD, let me help you out here…

There’s really a lot to learn about the Cannabis Plant, but all you should be learning now is the CBD and the THC, which are both compounds of a Cannabis Plant.

There are basically 120+ compounds that can be found in the Cannabis Plant and the predominant compound is the THC, followed by the CBD as the second most prominent compound.

To simply put it, while there are medical benefits of THC, it will get you “high”, and that’s why THC is not legalized.

On the other hand, CBD has other medical benefits as well, but it does not have the psychoactive effect of the THC.

Here’s a video that might interest you on the extraction method for CBD.

THC will always be present in the CBD (after extraction), but as long as the THC content is lower than 0.3%, the CBD product is legally approved in the U.S..

What are the benefits of the CBD?

Since the legalization of CBD, more and more medical practitioners are stepping up to speak of the benefits of the CBD…

You’ve probably seen the same video on CTFO, but keep in mind that the doctors in the video are not a part of CTFO.

So, here’s a list of benefits of the CBD:

  1. Anti-inflammatory
  2. Relieves Nausea
  3. Promote Cardiovascular Health
  4. Helps fight cancer
  5. Anxiety disorders
  6. Possibly treat seizures and other neurological disorders

So, if you ask me, I’ll say that the CBD is going to be a game changer in the medical world.

However, this doesn’t mean that the CTFO Business Opportunity is suitable for you as we have discussed above.

If the CTFO Business Opportunity is not suitable for you, then this may interest you!

My Sincere Advice to You

The quality of the products from CTFO and the business opportunity checks out.

CTFO's CBD Oil is one of the cheapest on the market with the same purity level...

And, it doesn't cost a dime for you to become an associate.

In my opinion, this could be one of the best business opportunities for people who wants to earn some extra cash.

However, if you are only selling to and recruiting people within your own social circle (your friends and family members), you may be barking up the wrong tree.

You'll probably be facing a ton of rejection from people you know...

And, you'll most likely run out of leads to contact. This is one of the biggest challenges of all CTFO associates.

So, if you really want to be successful with CTFO, I recommend that you learn how to do attraction marketing.

It is a way (a strategy) for you to attract and recruit like-minded people who will grow your CTFO business organization.

What if you are not interested in selling CBD Oils...

But, you are still looking for a way to earn money online?

If you fit this profile, I would suggest that you check out this program.

This is the program that taught me how to earn $5k to $10k per month online.

The best part is, you can turn any of your passion into a real business.


I highly recommend that you check out this program if you are serious about building a successful online business.

Thank you so much for reading this review!

If you find this review helpful, please, share it by clicking on the social media buttons (Facebook, Twitter, Google Plus).

If you wish to discuss more about CTFO, please, feel free to leave a comment below.

Your pal,


My Secret to Online Sucess

About the Author

Jack is an experienced online marketer who has the passion to help beginners succeed online.

Leave a Reply 152 comments

Jim Gantt - Reply

Just wanted to say thanks for the information in your website. It is very helpful.

    Jack Cao - Reply

    You are most welcome Jim! Glad that this helped!

    ~Jack (BareNakedScam)

Jen Thackery - Reply

Wow. There are many totally false and inaccurate statements in this thread. Jack, I appreciate your honest reviews but some of the people commenting are really spreading inaccurate info. Hempworx is still supplied by Gen Canna. Always has been. I just got off the phone with Johnathan at Gen Canna. They absolutely did NOT drop Hempworx. Secondly -HW is one of only 13 companies that is US Hemp Authority certified. If that doesn’t speak volumes about the quality, I don’t know what does. It is by far more effective than CTFO oil in our experience. My husband was hip pain free after 20 minutes with HW 750. Not so with CTFO. I also have used both apple stem face creams and HW is definitely nicer with regard to scent ( there is no scent with HW) texture, and effectiveness. As a 59 year old woman who trains horses and is outdoors a lot, I am a good judge of facial products. HW will be adding about 18 new products this year and will be continually growing. My Daily Choice ( HW ) experienced 1300% growth and sales revenue over 100 million dollars in 2018. They were ranked 8th out of all Direct Sales Companies. It would seem that CTFO has a beautiful website and some brainwashed affiliates . Please stop spreading the lies. As an industry, we should be supportive and always taking the high road.

    Linda - Reply

    Jen – I was with HW and left. We all have our reasons for sticking with a company. Personally, I left HW as the quality went downhill. I was not feeling the relief from my back pain as I was at first and when I got to the end of a bottle and felt like I was taking pure sugar and saw the crystals from the sugar on the bottle I started reconsidering HW. At one time they DID change suppliers and when that happened along with not feeling the effects or the oil any longer, I stopped taking the product and I also stopped promoting the products (and I was up in rank). I personally am not a fan of “legs”. If you do not know what you are doing you will get screwed. What does HW do with that $20 registration fee? All of the money from your larger leg and the $20 goes back to the owners. I preferred a company that cares about their reps and gets paid the same as us. One owner from HW actually showed his/her paycheck on FB live. Very arrogant. Also called some of the reps “turds”. That was the last straw. I went to a more mature company that is run by people who truly care about the reps. It all comes down to how you feel about the company and can you see yourself doing this long term. CTFO is a better company in my opinion due to their experience and maturity. They also have an exclusive, patented 10xPure that is just another step in the CBD industry and puts them ahead of the others. Wishing you much success!

    Jack D. - Reply

    Sorry Jen but I couldn’t help but to laugh at some of the lies that YOU are spreading. And some of your remarks are quite laughable as well. I was involved with Josh and Jenna and Hempjerx once upon a time. After being lied to, about being reimbursed for shipping product sent to me in error, by a company rep, I started looking for another source for my CBD oil. I thank God I found CTFO! After seeing identical pictures, on BOTH Hempjerx and CTFO’s websites, I knew they were being supplied by the exact same manufacturer. I called my upline to tell them I was leaving and thanked them for all they’d done to help me. I was shocked when they tried lying to me and saying CTFO’s oils weren’t as good as theirs. And it was only AFTER they knew that I knew they were both being supplied by the same source that they fessed up and admitted it.
    Keep paying 30-40% more for identical products if you wish. I’m inclined to believe that’s the epitome of being “brainwashed”.


I have been taking CTFO and love our CBD Products. 10xsPure CBD comes in 500 & 1500 so far. We will have more 10xsPure products in the future too. My dogs Love their CBD Products too.

Brian Sirmon - Reply

Here is a place you can order and try CTFO. I have had both good success using in for some medical issues I have had and also great success as a business…thank you for your review…

Michael S Fischer - Reply

Where can I find CTFO and try it for myself? I am a bit skeptical. I did find it on this website…

Anybody else?

    Jack Cao - Reply

    Hi Michael,

    Try this: https://myctfocbd.com

    ~Jack (BareNakedScam)

    Ellen - Reply

    I was skeptical as well. Started as a consumer and now work CTFO full time.

    Fabian - Reply

    I am an Independent Distributor of CTFO products and you can contact me at the above email if any questions.

    ~Contact Information Removed – Reply to this comment to request for contact information.

    Summer - Reply

    I have had great success with CTFO thus far. I may consider looking into HempWorx as well. Any suggestions?

      Jack D. - Reply

      Here’s a suggestion…stick with CTFO and forget about HW.

      I started out with HW and made the switch over to CTFO after HW …AND my upline lied to me. Not exactly what I’d call “good business ethics”. I haven’t experienced anything of the sort since switching over to CTFO.

Patsy Allison - Reply

Hi, is this legal to buy and use. Is it legal to sell if you become an associate? I just want to make sure on this aspect. Also, will someone fail a drug test if using? Please advise, thank you.

    Jack Cao - Reply

    Hey Patsy,

    Just wanted to let you know that this is by no means a legal advice.

    With that said, it really depends on where you reside in. If you live in a state where CBD is legal, then you will have no worries at all.

    But, if you live in a state where it isn’t clear legally about the CBD, then it is best not to use it before going for a drug test.

    The legality of usage and for re-sale depends on the state you live in as well. For example, I live in a country where CBD is considered illegal, so I can’t buy it and I can’t use it.

    Hope this helps!

    ~Jack (BareNakedScam)

    James David Wagner - Reply

    cbd oil is legal in all states its not marijuana which has tch . This is Hemp has zero thc

      Jack Cao - Reply

      There may be THC in the CBD and that depends on the extraction method. The legal limit for CBD is 0.3% THC.

      Hope this helps!

      ~Jack (BareNakedScam)

      Jfff Garretson I - Reply

      CBD can be extracted from many plants and not just HEMP; which is a variation of cannabis. It does have 0.3% THC unless it is ISOLATE, then it is ZERO percent. OIl is the medium in which you mix it. CBD is an EXTRACT not an oil.

Greg Morris - Reply

I am an associate, it will be a long road to change peoples minds. but that is why you should go with CTFO now. the base is here and the people are starting to change away from prescription drugs. (affiliate link removed) thanks

Jim - Reply

Hello Jack
Great review I always find your reviews informative and honest. It is refreshing to see others who are helpful and not just out for the money.
Jim (wolf)

    Jack Cao - Reply

    Hey Jim,

    Thanks so much for your kind words! 🙂

    ~Jack (BareNakedScam)

Gary - Reply

I just want to buy some! All I can find is sites wanting me to become an associate! I have health issues I think this may help me with from what I have read. Why is it so hard to find a market????? I am about to give up! When it comes to CBD oil, it’s the “wild wild west” and there are MANY fakes.

    Jack Cao - Reply

    Hey Gary,

    Signing up to the associate account is free and you can buy the products with your own associate account.

    Could you try and let me know if it works for you? If you can’t I’ll get some distributors to contact you.

    ~Jack (BareNakedScam)

    Carrolle - Reply

    Gary, did you find your way ordering CTFO CBD products? If not please contact me and I’ll help you!

    Clifford Mullins - Reply

    Hello Gary, maybe I can help you, if you want me too,

    Makenna - Reply

    Here is my website to order your CTFO products.
    (Link removed – If you’d like to contact Gary, reply to this comment)

    Scroll all the way to the bottom where there is a big button to “shop as a customer”. Make sure to read to terms and conditions, privacy policy, and policies and procedures for the company. Those are found all the way at the bottom on the page in the left hand corner. You will have to enter some of your information but you can review the products before you buy them. By doing this, you will be able to get them at wholesale price.

    By signing up as an associate, you will only get the percentage off if you enroll in auto-shipping which means you will get your products as often as you want, and it will keep billing you automatically. That’s the only way to receive the associate discount.

    I hope this helps!

    Juli Ward - Reply

    You are most certainly welcome to buy on my ctfo site. You can take advantage of a 5% discount if you select something for auto ship. Try a product, if you like it and it helps you, great. If not return within 60 days for a full refund. Good luck and best wishes

    BonnieG - Reply

    Hi Gary. I can help you. You can order CBD Oil, CBD Vape Oil or CBD Gummies or any of the 70 CBD and non-CBD products as a Customer without having to become an Associate.

    Please contact me (reply to this comment).


Phil Chiricotti - Reply


Determine What You Want & Understand What You Are Buying

Thousands of CBD products in multiple forms are available online that vary by source, process, content, % CBD and quality, including scam type MLMs. A late 2017 study by JAMA found that only 26 of 84 CBD product samples purchased online from 31 different companies contained the amount claimed on their labels. Eighteen had THC levels high enough for impairment while a quarter of the products had less CBD that advertised. Similarly, FDA testing found several CBD products with no CBD. CBD content and quality are different. See Consumer Reports for more.

Marijuana/THC & Hemp/CBD Products Are Quite Different

Both Are Made From the Cannabis Sativa Plant, But Different Strains

The Cannabis Sativa Plant Contains More than 100 Cannabinoids

THC (Tetrahydrocannabinol) & CBD (Cannabinol) Are the Dominant Cannabinoids

THC Is Psychoactive & CBD Isn’t

Marijuana Products Have High THC Content

Hemp/CBD Products Have Low THC Content & Wide Ranging CBD Content

State & Federal Law Conflict On Legality Of Product

Marijuana/THC Products Are Not Legal At the Federal Level

Confusion Over Industrial Hemp Legality At the Federal Level
-Must Have Less Than 0.3% THC
-Not Psychoactive
-May Be Legal, But Not FDA Approved
-Often Sold As Nutritional/Dietary Supplement

Details Vary By State, But CBD Generally Legal At The State Level

Unregulated & Wide Ranging Infant Industry

CBD Market Has Huge Potential & Is Growing Rapidly

Hemp CBD Industry Information Varies Widely
-Often Confusing, Conflicting & Lacking Credibility

Broad Line Of CBD Products/Vendors Available Online, Including Many MLMs & Scam Operators

Retail Brick & Mortar Distribution Of CBD Products Seems Limited At This Time
-Pricing, Source, CBD Content & Quality Varies Widely

The Vast Majority Of CBD Products Are Not Grown (Hemp) Or Manufactured By The Selling Vendor

Meaningful Vendor/Product Reviews Very Limited/Not Available

Often Viewed As A “Buyer Beware” Purchase

Hemp Seed Oil & Hemp CBD Oil Are Very Different
-Hemp Seed Oil Is Crushed From the Seeds
-Contains Very Little CBD
-Food & Cosmetic Use
-Hemp CBD Oil Crushed From Plant Parts
-Has Higher & Wide Ranging CBD Content
-Full Spectrum Or Isolate
-Used For Health & Medicinal Purposes

Full Spectrum Hemp CBD Oil Uses All Plant Parts
-Allegedly Provides Enhanced Medical Benefits Known As Entourage Effect
-Other Molecules
-Trace Elements Of THC

Hemp CBD Oil Content & Quality Varies Widely
-Hemp Farm Source
– Foreign, US, State & Farms
-Manufacturing Facility
-Full Spectrum Or Isolate
-Plant Parts
-Flowers, Leaves, Stalks, Hurd & Seed
-Extraction Process
-CO2, Ethanol, Olive Oil
-Carrier Oil (Absorption)
-Credible Testing
-Advertised CBD, THC, Mold, Pesticides & Other Contaminants
-Farm, Manufacturing Facility & Ongoing Random Sampling By Seller
-Suggested Serving
-CBD Content
-Container & Serving
-Based on CBD Content

Will post more on evaluating the selling vendor shortly.


KM - Reply

I can’t seem to find the link to the CTFO website in your review. What is the company website? Not the associate websites but the actual one for the company where all their info about the MLM and the lab test results?

Also, where exactly can I see those lab results for myself?

    Jack Cao - Reply

    Hey KM,

    You can check out this link (not affiliated to any associates).

    ~Jack (BareNakedScam)

    Juli Ward - Reply

    You can see labels and reviews here (affiliate link removed – General site link: https://myctfocbd.com) without joining or buying anything. You could also call the company and ask if you could purchase from them. Good luck

L.P. - Reply

Hi Jack,

Thank you for your responses in reference to HempWorx and CTFO. Just to help you along in your investigation, check this out: https://www.cbc.ca/news/canada/manitoba/hempworx-cbd-canada-launch-1.4768965

We knew HempWorx had found a “back way” into Canada, but this is how they were caught. Amazing how the “owner” responded. You might want to rethink your take on HempWorx vs. CTFO. 🙂

    Jack Cao - Reply

    Thanks for sharing this L.P.!

    ~Jack (BareNakedScam)

    Jeanine - Reply

    Let me correct you… CBD doesnt “CURE” anything but it IS the catalist to get the Endocanabinoid system to start working better, and once this happens, is when people may start to feel better… the ECS is responsible for balancing our body systems …. and THAT is the basics on how CBD CAN HELP with wellness and people feeling better…

Lisa Welch - Reply

You really need to pull this outdated information down. You obviously don’t care that you are damaging the reputation of a group of very hard working individuals.
Get your facts straight Jack!

    Jack Cao - Reply

    Hi Lisa,

    You are exactly the push I need to update this review, which is what I did today.

    Sorry it took so long, but it doesn’t mean that don’t care. I just didn’t have the time to update the information as it is updating so rapidly.

    Does this review make sense to you now?

    ~Jack (BareNakedScam)

L.P. - Reply

Okay Jack – you should have dug a little deeper.

#1 – I WAS with HempWorx. I got out because: from what I understood Gencanna cut all ties with them and that is when their product went downhill; the product changed and became gross and full of sugar, so much that it crystallized near the end of the bottle; the product stopped working; their last lab results were in 2017 – none after ties were allegedly cut with Gencanna; no customer service; was told by the owners they were legal in 150 countries including Australia and Canada and THEY WERE NOT and the affiliates had to pay for that lie; and a huge entry fee into the company and you had to maintain it every month in order to keep earning at your qualified level.

#2 – I AM in CTFO and could not be happier. You are dealing with ADULTS that have been in the business and know how to run a business. Their compensation plan is very lucrative if you work it just like with ANY business. The lab that CTFO uses for testing that you said did not exist does exist. Go to http://www.marketwired.com/press-release/nutrafuels-ntfu-opens-new-division-precision-analytic-testing-cbd-cannabidiol-analytic-otc-pink-ntfu-2238773.htm. It is a division of Nutrafuels. DIG DEEPER before you accuse a company of forging documents which is what you did.

#3 – Not all MLMs are scams. Is Amway a scam? Is Young Living a scam? Are you calling all MLMs a scam? This company is customer driven. If you want to take advantage of the MLM just as with HempWorx, you can but do not have to. You can sign up just as a customer but at least you will not be purged every 60 days as HempWorx does even if you paid the $20.00 to become an affiliate but just did not make another purchase in 60 days which happened often. Most of the time people would buy 3 to 4 bottles at a time just to qualify as Director but not need to make another purchase in 60 days so guess what – THEY WERE PURGED. There went their $20.00.

#4 – The owners of CTFO, Stuart and Steve Finger, DO NOT take a paycheck. They work the system just like the affiliates and some affiliates actually make more money than they do.

#5 – Yes it is difficult when there is no “obligation” to join to get people to purchase the product and no you cannot make claims and correct CBD oil is not FDA approved – yet. But the oils speak for themselves. I have compared HempWorx to CTFO and hands down there is a HUGE difference and CTFO has a superior product. You can smell the hemp when you open the bottle and all you smell from HempWorx is Peppermint.

Bottom line, MLMs are not a scam. You work it just like you do any business and if you work at it like you would if you bought a Subway or whatever, you will succeed. You just do not have to shell out the money that you would for a brick and mortar business and it does not happen overnight for anyone.

Your review was very FOR HEMPWORX which is not fair whatsoever. HempWorx was the worst for making claims so why are you signaling out CTFO?? CBDs are new and companies like HempWorx and CTFO are still working with the legalities of selling it so give CTFO a break as you are with HempWorx. CTFO had its compliance dept. in place long before HempWorx did. If you are going to review a company, you need to be in the companies you are reviewing or interview people that are in the company or ideally unbiased. You cannot find out everything on-line. And if people take these reviews seriously because the person writing them did not take the time to find out all the facts and overlooked a big one and said CTFO was basically faking their lab results, you are literally giving out false info which leads to costly mistakes and is actually slander – you might want to retract that little statement in your review.

I have more but CTFO does not have to defend itself against HempWorx and to call CTFO a scam is WRONG as you did not gather all the facts to do so. Just because this is online does not give anyone the right to do a shoddy job of investigating a company and then posting false information online.

Bottom line – you are for some reason stuck on HempWorx and because of that you should not be reviewing any other CBD company as you are skewing this review in your HempWorx’s and your favor.

    Jack Cao - Reply

    Hey L.P.,

    So glad that you commented on this.

    I’ve always wanted to update this review because it was written months ago, and I think it is time for that. I’ll work on it this week or the next.

    Here’s my comment on your pointers:

    1. I am aware of this and will update this review accordingly.
    2. I understand that they are not using Precision Analytics anymore because the lab still has relation to CTFO, and it is not considered third party. I know that they have switched to another independent lab for the testing.
    3. Totally agree that not all MLM are scams. I didn’t mentioned that in the review 🙂
    4. I get that.
    5. Thanks for sharing
    6. My review was not written for HempWorx. I am not a HempWorx distributor as well. I’m just sharing what I’ve learned through my research. This opinion is dated far back to 2017 or early 2018. So, I gotta update it now, given that so much has changed. I didn’t say that CTFO is faking their results, I’m only sharing that it is possible to fake results. I did gather the facts, but that was outdated, and I seek your understanding. I run a website that has tons of content in it, and I am constant updating them, it is not an easy task for one person. CTFO is next on my list. And my info isn’t false by the way, just outdated.
    Bottom line – You shouldn’t judge too early 🙂

      John - Reply

      Actually Hempworx 500 mg full spectrum cbd oil is 69.95 while CTFO full spectrum cbd oil is 99.

        Carrolle - Reply

        No, actually John CTFO has 4 different strengths of Full Spectrum CBD oil. Our 500 mg FS is $59.97. The 1500mg Full Spectrum is $99.97. However you can also get an addl 5% discount as well!

    John - Reply

    GenCanna and Hempworx are still working together.

Ken - Reply

I have done tons of research and talked with a lot of people who have tried multiple CBD brands. And I keep coming back to the same one you have in your first chart, Lazarus Naturals. They are doing it right and doing it cheaper then any others out there. So we started selling it in our stores among others. So far everyone that tries it comes back requesting Lazarus. They even offer huge discounts to disabled vets. If its top quality why pay more.

JD - Reply

Jack, thank you for the time you put into this review. Very informative yet unbiased. Thank you

    Jack Cao - Reply

    You are most welcome JD! Glad that you found this review helpful.

    ~Jack (BareNakedScam)

Erica Greiner - Reply

Hey Jack,

Have you compared CBD Pure, Zilis, and Biocare?

If so, can you please share your findings.

    Jack Cao - Reply

    Actually, I haven’t. If anybody out there do have any information on these brands, please share your experience here.

    ~Jack (BareNakedScam)

      Debbie - Reply

      Please please do review on Zilis Pur 7 and Ultra cell products. Lots of confusion related to bioavailability. They (Zilis) claim most other products are only 6-18% bioavailable and their products (Pur7 and Ultra Cell) are 85% bioavailable due to “purzorb”technology and “micellization” process. I have Read everything on many other product sites and I find nothing that addresses issue of the bioavailability issue which is critical when you consider strength and dosing. Many consumers get confused by the “500, 750, 1000 mg”. They don’t understand that means that much in a 1 or even often a. 2 oz bottle. So if absorption is 6%you’d need a lot more than 1 cc to get an adequate low level base dose. This is THE CRITICAL issue that keeps being overlooked. I’m a psychiatric nurse practitioner and own my own Integrative psych practice. I taught neuropsychopharm for years and know the value of the endocannabinoid system. I’d LOVE some answers from top brands on issue of bioavailability, as measured by other than company ads. Disclosure: I am an “ambassador” for Zilis. Enrolled under a relative. I sell to some of my patients, but only sell for what paid. I have ethical issue with selling to pts and bumping price. I only started selling it to get discount on mine and my husband and daughter. I really Hate the constant ….what feels like attempted brainwashing or manipulation’ ie. ‘’participate in every Tuesday night ‘FREEDOM CALL’…. feels yucky and I’ve never done it but get the reminder of like Clockwork. I’m not meant to sell products. I’m an outlier. I just want best option for my patients.
      Thx for a robust review. I can’t imagine doing continuous. Updates! Excuse typos .. I’m on a tiny keyboard at 3 am! ???TIA!

        Jack Cao - Reply

        Hey Debbie,

        Thank you for your comment!

        I will definitely check it out, and write a review about it.

        ~Jack (BareNakedScam)

Michael - Reply

Hi Jack,

I appreciate you took on a tough review subject and started a nice dialogue here.

It also took me less than 5 minutes to determine that CTFO produces their product in Florida so it makes perfect sense to me to do the product testing there.

Central HumCo - Reply

One day i’m going to read where the know-nots don’t offer their mocking bird run-down on a plant that is Not a cannabis plant, Not a mj plant, and Not a mmj plant. The plant is an Asian herb and according to Webster, it’s a HEMP plant. There’s no such thing as medical marijuana. The virus is the illusion of communication. Cannabis and the slang word to avoid, marijuana, are one in the same – the hemp plant’s destination. As in, the flowering stage at the end of the ANNUAL grown outside season of NO PESTICIDES -hence no man-made toxins to test for. Only the uninformed would go to a dispensary to buy the same size little nubs with the weird-ass names – God Bud, Cush, Purple Erkle . . . weak facsimile wanna-be. Man-handled from seed to sale. Disected, analysied, packaged, stamped, taxed . . . blah, blah, blah.

Fiction can only create more fiction. Whoo hoo, a gubbernut high. Reminds me of a Barry Manilow concert.

The prohibition of graven images is before the prohibition of murder.

Anthony Marcelli - Reply

Hello, I signed up 2 days ago and haven’t heard anything from anyone about my registration or sign up. I don’t know if I did everything right or if I am finished. Could someone contact me by my phone or email ?

    Jack Cao - Reply

    Hey Anthony,

    I think you’ve done everything right. The link that you’ve provided (which I’ve removed) is your affiliate link.

    ~Jack (BareNakedScam)

Ray - Reply

Jack you have a done a great job in putting this together and your right in many things but from my research on cbd oil and not Hemp Oil that you stated numerous times as Hemp oil has little or no benefits in it and it’s not anything like cbd oil which has numerous benefits .
From my research on ctfo and cbd in general I have come to the conclusion that C.T.F.O have an extreamly good quality cbd oil with extreamly high mls of cbd in it and is by far the least expensive cbd on the market .

    sue - Reply

    Right on Ray!

Barbara - Reply

I really don’t care about how much money you can make selling CBD oil. I want to know who has the purest and best CBD oil on the market. Please respond with backup.

    sue - Reply

    Barbara, I am now promoting and sharing CTFO with people because of the benefits it has given to me. It’s an incredible oil for an awesome price. I see it changing lives daily. I’m sure there are many great oils out there but why keep looking if this one is working for me. You can’t beat CTFO pricing. There is also a 60 day money back guarantee. You can take the entire bottle and send it back empty for a refund if you are not satisfied. Hope this helps. Sue.

    Jeana - Reply

    CTFO by far has the purest CBD products on the market thus far.

Omar - Reply

thanks Jack, very informative

    Jack Cao - Reply

    You are most welcome! Glad that helped.

    ~Jack (BareNakedScam)

Anne - Reply

My son is a severe diabetic who has recently gone through open heart surgery at only 38 years old. He has gangrene setting in on one foot and was told yesterday by vascular surgeons that it would be amputated as early as this week.

    sue - Reply

    Anne how is your boy doing?

Jeannette Vos - Reply

Thanxxx Jack, I will make my own!

Pope McElvy - Reply


As a leader of a rapidly growing CTFO organization, many who came from HempWorx, it is important that you have the most current info. The lab you site, Precision Analytics Testing, is no longer being used to test CTFO CBD Oil. The lab now being used is ISO Accredited (ISO Accreditation # 97164). The lab is EVIO Labs. EVIO labs has certified the quality and purity of CTFO CBD Oil. You will not be able to criticize EVIO as somehow on the take in exchange for falsified lab reports, as you implied about Precision Analytics. I don’t believe that was happening with Precision Analytics but I know it is not happening with EVIO.

Let me address the issue of our low prices. Your main contention is that there must be something wrong with the quality since the price is so low. The founders and owners of CTFO did something brilliant in the way the structured the company. Instead of taking hundreds of thousands of dollars in executive compensation, these gentlemen earn their income exclusively from the compensation plan, just like all the Associates. Now, admittedly, they are at the top of the structure (as they should be) but they are staking their income on the success of the company as a whole. Because they have eliminated a huge financial burden from the company’s bottom line, they are able to pass the savings on to CTFO Associates through a powerful pay plan and by pricing our CBD products at extremely competitive prices. Even compared to CBD oil sold on the open market (non-MLM) we are very competitively priced and often even lower priced.

Everyone complains about MLM companies overpricing their products in order to payout big commissions to their top earners. This is a legitimate complaint about the industry. But, when a company comes along with a way to payout excellent commissions while making their Associates competitive, your red flags go up and the assumption is that they must be hiding something from us or selling inferior quality products.

Well, sorry to blow your story, Jack, but in the case of CTFO the owners of the company are doing it the right way and the net result is that CTFO Associates can face virtually any competition with our quality and price and, yes, our business opportunity.

Since you were so complimentary of CTFO’s compensation plan (justifiably so), and now that we have eliminated your primary argument (questionable lab reports), I hope that those on this thread will join CTFO as quickly as possible. For anyone who wants to get in on the CBD action and benefit from our awesome CBD product line an business plan, come on in, the water is perfect.

Pope McElvy

    Jack Cao - Reply

    Thank you for sharing this piece of useful information. I will fact check with this and update this review.

    ~Jack (BareNakedScam)

April - Reply

I did the research on the Precision Analytic Testing and they are a division of Nutrafuels. Here’s the websites: http://www.nutrafuels.com and http://precisionanalytictesting.com.

    Jack Cao - Reply

    Hey April,

    Just updated the review. CTFO is now using Evio Labs for testing instead of Precision Analytic Testing.

    Thanks for sharing this anyway!

    ~Jack (BareNakedScam)

Sharon - Reply

Yikes, the product should be the main concern of what you are recommending to your friends and family. If you make a few dollars helping someone feel better then great. I received pain relief from the CBD I purchased, I was able to avoid surgery due to the oil. I don’t expect to get rich or retire on this program, but do feel comfortable sharing my results and referring friends and family to the products. The product should be the concern, my opinion.

    sue - Reply

    Amen Sharon!

Flavio Arghiris - Reply

Let me mention first that I am a a Chemical Engineer by training so I am familiar with the processes including CO2 extraction they use to extract CBD from industrial Hemp. I think when buying CBD oil , the most important factor has to be the purity of the oil. What I am talking about here are impurities in parts per million that can slip through the extraction process. These can include solvents, trace metals and other impurities from the extraction process. In addition if pesticides are used some could be present in the industrial hemp from which CBD oil is extracted.
It is thus important that the analysis is accurate and uses equipment that can detect impurities in trace amounts. Since such impurities can cause serious health issues over several years,
There are currently 4 states only that regulate CBD oil: Alaska, Oregon.Washington and Colorado. If one sells CBD oil in these states they must test the product in an approved Laboratory within the state. In essence CBD oil is treated like any medicine you buy in these states and you can be sure of its purity.
Addressing the CTFO issue: First the testing lab , precision analytical testing is a subsidiary of Nutrafuels which is listed on the OTCQB. This is NOT the New York stock exchange but a minor exchange that companies that cannot meet main exchange requirements are listed on.
This does not necessarily mean the company is suspect, however the lack of trading volume indicates the lack of interest in the shares.
In addition the testing lab was formed one year ago and does not have the experience of a more established lab with no oversight. A logical question is Why would CTFO use a Lab in Florida when they are in California. Why not use a Lab in Washington which is right next to them and where CBD is regulated. That way they are assured of the purity of the oil.
I think the choice must be related to cost as Jack points out . They have to cut cost to make a profit and be able to compensate their associates.
I am interested in CBD oil due to a chronic pain I have which it may help. after extensive research and being approached by a CTFO rep in my area I opted for the above reasons to not buy from CTFO but from a supplier in Colorado that uses a reputable testing lab in a state that regulates CBD.
Ignoring the purity issue may not affect your health right away but I do not want to find out that I am having kidney or liver problems or other issues years down the road when it is too late.
I can go into more details about the testing posted on CTFO site but I do not want to get too technical and lengthen the response too much.


    Joy - Reply

    I was wondering if you would share which CBD oil that you decided to use. Thanks

    jody Difo - Reply

    Flavio, this information is priceless. Can you tell me what you think about HempWorx oils? You can contact me privately if you like.
    Again, thank you.

      sue - Reply

      I used to be with Hempworx, their products were really good. I say were because they supplier they used, Gencanna, is no longer doing business with Hempworx, it was Gencanna’s decision to cut the business ties. The oil does not look the same to me now. It used to be a very light clear golden color, now it’s very dark green. I left the company to join another one not because of the products at the time but because of the business plan.

        John - Reply

        Just heard straight from the President of GenCanna that they are still doung business with Hempworx. Why is this lie still being spread by CTFO affiliates?

        Carolyn - Reply

        Actually, HempWorx is the ONLY MLM GenCanna is affiliated with.


Okay yes i am with Hempworx. Tried others and nothing happen. As for the lab testing. I personally have had a local lab test the cbd out and they matched the 3rd party results. Would never take or sell anything i didn’t do research on.

    Jack Cao - Reply

    Thanks for sharing your experience with HempWorx Carol!

    Although I wish you could write this comment on the HempWorx review.

    ~Jack (BareNakedScam)

Amy - Reply

Just a mom with a teenager on the spectrum. She was on Rx for anxiety, depression, anger, OCD. She started just unraveling. Smart girl decided she would refuse medications but not wean slowly and just had such a rough year. We found CBD through a behavioral therapist who sells Kannaway. I quietly read all the testimonials and read articles and watched videos. We signed up for CBD and within two weeks saw a change. Within two month deep depression, anxiety, insomnia, cutting. Gone. She still has OCD which is so manageable and quirks. But she’s healthy and happy. I’m Leary to switch her as she’s doing amazing. But this Mom would like to save money too. That said, which would you recommend for it’s reputation and pureness and qaulity vs price. Thanks so much!

    sue - Reply

    I used to be with Hempworx, I always felt that they should offer a discount to their associates up front. I left Hempworx because of the business plan….lots of hard work for very little compensation, I loved their oil though. With CTFO the business plan is really good and they offer discounts on oils up front to associates and customers. The oils are $10 less a bottle than Hempworx. The oil is amazing! It has changed my life and I see it changing others lives daily. ~Sue

Raquel - Reply

After digging through their paperwork in regards to their third party testing I was able to find the third party that does ctfo’s testing. It is a sub company that is a part of a larger company that is also publicly traded on the New York Stock Exchange. I was also able to find information about the parent company on Bloomberg as well. parent company is called NutraFuels Inc., if you search that then you will find the Precision Analytics. it is also listed at the bottom of all their test results in which you can find on the ctfo website as well, if using careful searching instead of just typing into Google. As it took me literally 15 minutes to find this information. So hopefully now you can update and reflect that in fact their third party testing is legit and is an actual company especially since this is the main part of your review and which you say that this company cannot be trusted. Feel free to email me if you needed help researching or gaining more information on this correction in your review.

    Jack Cao - Reply

    Thanks Raquel! I’m aware of this and will be updating this review. Apologies for the delay.

    ~Jack (BareNakedScam)

    Garry - Reply

    If you research Nutrafuels form 10 SEC filing you will find Josh Z, (Hempworx) is a large share holder. Now since they are doing labs for CTFO I thought this interesting. I do not know who manufactures CTFO CBD oil, I wish I did as I am questioning the quality. I know Nutrafuels has built a large mfg plant in Florida and the CTFO product is being shipped from Florida.

      Jack Cao - Reply

      Great info Garry!


      ~Jack (BareNakedScam)

Wanda D Shuttleworth - Reply

I feel you should make a correction in what you said about CTFO…. they do have 3rd party testing and it is on the site for all to see. Thank you

Annali - Reply

There are so many lies in Annette’s comment it scares me. I am astounded at how these CTFO representatives are taught to manipulate people into thinking so highly of their company. Just to lure them over to their side.


The only thing Hempworx affiliates are scared of is people listening and believing the lies that CTFO representatives are telling consumers in order to “win” them over.

1. GenCanna is our supplier. Always has been – still is.

2. We have several products. We are a master at pure organic cbd hemp oil. No need to add several products to this amazing line up. We also have several amazing supplement sprays under our parent company My Daily Choice.

3. You get what you pay for.

4. There is a one time $20 activation fee to set up your website. No more fees ever again.

5. Hempworx has the best compensation plans in network marketing PERIOD — not just in the cbd oil industry. We get paid 8 WAYS!! It’s amazing!!

The legendary Robert Hollis came out of retirement to join Hempworx. That speaks volumes.

6. There is no required buy in — you can earn your rank in pay — but how cool is it that the option to buy in at a higher level in pay??

And trust me — you’ll want your oil every month!! You can also sell the bottles you purchase and make all of your money back plus some!

7. If you need 60 days to tell if your oil is working… something is wrong.

8. I talk to customer service all the time — so this point is just an unnecessary low blow. If you’re hiring all these new people — are you sure it wasn’t CTFO with the customer service problem.

9. Hempworx does not require an auto shipment. However, you can set one if you’d like!

10. Hempworx has an amazing upbeat culture where we pride ourselves upon helping and serving others.

Bonus. Why do you need a good mlm attorney? I think you know why. 😉

PS. All this investing would make me a bit nervous to join your company. That’s just my opinion.

Feel free to ask any questions you may have! There’s so much more to know about this topic, but I choose to be tactful and not blast the information online.

Best wishes,

    Jack Cao - Reply

    Hi Annali,

    I realized that Annette’s comment is a replicate of Michael Swilling (top producer of CTFO) comment on Hempworx. Here’s the link.

    Anyway, I really appreciate you taking the time to share your thoughts.

    ~Jack (BareNakedScam)

      CTFO Rep - Reply

      Annali must be a real loser to lie about her competition. We don’t lie. Our compliance department is very strict on guidelines.

      And, please explain exactly how CTFO could be a pyramid when it’s free to join. You do realize what separates a legitimate multi-level marketing company from an illegal pyramid, don’t you?

        Jack Cao - Reply

        Yup! I did say that CTFO is not a pyramid scheme. It is those distributors who would take advantage of this business opportunity as a recruitment scheme that will give CTFO a bad name.

        I think I have explained this in the review above.

        ~Jack (BareNakedScam)

    Kimberly - Reply

    What is your website? I use hempworks

    sue - Reply

    I used to be with Hempworx. Gencanna is no longer doing business with Hempworx. Gencanna cut all ties with them. I don’t know why but would be interested to find out.

    sue - Reply

    I poured my heart into HW for 8 months with very little compensation. The binary commission plan is horrible. You rank up only to be shot down and start all over the next month. So defeating.
    I’m glad I found a company that cares about the associate so much that they offer profit sharing with each enrollee after the first three. The oils are $10 less a bottle than Hempworx and there is a discount up front to customers and associates. Free to join. No binary, you are paid on all of your sales not just on your weaker leg. It’s a whole other world with this new company. I’m grateful someone reached out to me on Instagram and signed me up. ~Sue

Kevin - Reply

Great article! I sell CBD oil, but not through CTFO or any of the other MLM companies. I like to buy at true wholesale prices so I can sell at a reasonable retail price instead of purchasing an inflated price to cover a compensation plan.
You’re right. I’ve seen tons of reps posting all over FB and social media, making medical claims. And the very few that are wording their sentences properly, they aren’t posting the FDA disclosure at the end.
When the FDA gets ready to shut down CTFO, if I was the owner of CTFO, I would press legal charges to all of the reps that were in violation.
On the bright side, other small businesses and myself should see an increase in sales. 🙂

    Jack Cao - Reply

    Thanks for sharing your thoughts Kevin!

    ~Jack (BareNakedScam)

    Alychia Wilkins - Reply

    In CTFO clearly states in terms and conditions the fda hasn’t evaluated the statements listed on all product containers .PLUS they clearly state THESE PRODUCTS ARE NOT INTENDED TO DIAGNOSE TREAT,CURE OR PREVENT ANY DISEASES.They do NOT claim to be the cure all it helps manage pain and things like that Reps should get in trouble not the companyIf your going to sell a product give your customer all the facts

      Jack Cao - Reply

      Hi Alychia,

      Unfortunately, I have to disagree with you.

      Reps are not going to be the one who gets punished. It is going to be the company because they can’t manage their Reps.

      Many MLM companies are being sued by the FTC because their Reps make false claims about the business.

      It is a known fact that MLM companies could be caught into these lawsuits because of their Reps, even if the company has a legal disclaimer.

      ~Jack (BareNakedScam)

    Angela Baker - Reply

    Maybe CTFO didnt make it clear they needed to post the FDA statement. I joined CTFO but never followed thru with it because it was complicated..I was just lost..when all I really wanted to do was sell the product, but the whole thing seemed to be about recruiting buyers of the product. I like what your doing but as I’m on Social Security so I don’t think I can afford to out right purchase it like you did. But I need to do something to supplement my income before I lose everything. I just can’t keep living way before poverty level and who knows what will happen to SS in the fall..they’re talking about gutting it, so I know I have to do something..the problem is..figuring out which opportunities are the real thing? ..Any suggestions would be greatly appreciated..thank you.

      Julie Longbrake - Reply

      Hi Angela,
      I would love to chat you the HempWorx products and the amazing compensation plan they have.
      I’m not getting any younger so I get it!
      Hope to hear from you soon

      Julie Longbrake

    Amanda - Reply

    How can I contact you about your business Kevin?

      Jack Cao - Reply

      Hi Amanda,

      Kevin has provided me with the authority to share his contact information.

      I’ve sent you an email.

      ~Jack (BareNakedScam)

    Beth - Reply

    Hey Kevin,
    Not sure if you will see this, but I was hopeful that you may be able to give a newbie some tips. I would like to do this as well and wanted to pair it with my agriculture journey. I’m curious about the legalities and a few other things. Thanks!!

      Jack Cao - Reply

      Hey Beth,

      In my opinion, the best way to grow your network marketing business online is through attraction marketing.

      It allows you to attract an endless stream of highly target leads without even meeting them.

      With regards to the legalities, just avoid making medical claims in your marketing messages, and you should be fine.

      Hope this helps.

      ~Jack (BareNakedScam)

Heith Burns - Reply

I am a CTFO customer and associate. If your not with us your missing out. I love the products. I have tried many other products including all the mentioned and the ones with THC. The potency of CTFO is the best. The 1500mg drops is the best deal for the dollar you can get on the market. Others like it may be cheaper and that’s because they dont have half the potency. I have ran a chainsaw for 12 years and my hands hurt so bad. The deap healing pain cream with emu oil is the only thing aside from prescription pain killers that dulls out the pain. CTFO has made it possible for me to function without the fog of Oxycodone.

    Jack Cao - Reply

    Thanks for sharing your experience Heith! I am sure your input can help readers with their decision. Much appreciated!

    ~Jack (BareNakedScam)

    sue - Reply

    Amen Heith!

Kelly - Reply

Wow, I get that your an affiliate of Hempworx and are looking to get an edge on the competition, but this isn’t the way to go. You really should have signed up for the free CTFO account, if only to get the information that you didn’t seem to try hard in getting. The link you provided in a reply, the Vice article, is so general that it could very well be applied to Hempworx as well. Also, the claims you’re throwing out against CTFO and their business practices with lack of proof may be borderline defamation and CTFO may have a case.

    Jack Cao - Reply

    Hi Kelly,

    Firstly, I don’t promote HempWorx, nor CTFO. They are direct competitors and I am not earning a single cent from either of those companies.

    Secondly, like you said, I could have skewed this review to a more positive light on CTFO just to earn commission from them, but I chose not to after my research because I feel something is off with this program, in my opinion.

    Thirdly, the vice article, Hempworx is lab tested by a reputable third-party that has all the credibility online. You can easily source for the contact information. But I can’t find any information regarding the laboratory for CTFO. If you do have information about it, please share and I will reassess.

    I have the same reply to Natale.

    ~Jack (BareNakedScam)

      Dan - Reply


      I found the website if anyone would like to take a look. There is contact information if anyone needs it.

        Jack Cao - Reply

        Hey Dan,

        Thanks for sharing this!

        CTFO no longer uses Precision Analytic Testing. They now use a laboratory called “Evio Labs”.

        ~Jack (BareNakedScam)

Tito - Reply

Hello Jack,

I was curious about CTFO and This shared some light on it. My wife and I actually are with Kannaway. Just so you know we are tripple lab tested and we have an amazing compensation plan. I have never ever seen a company with a minimum guaranteed income. Of course with anything a certain volume is required to maintain it.

Warm Regards,
Tito and Christine

    Angela Baker - Reply

    I’m actually looking for a CBD oil program, I signed up for CTFO but it was to complicated, and it seemed to be more about recruiting than helping people. I didn’t even know other companies besides CTFO were out there til I read this review. I’d really appreciate some more information about Kannaway and how it compares to Hempworx. Thank you

      Jack Cao - Reply

      Hi Angela,

      Unfortunately I do not have a comparison chart for all of these programs, but I do have their individual reviews here:

      Kannaway Review
      HempWorx Review

      Hope this helps!

      ~Jack (BareNakedScam)

      sue - Reply

      My suggestion is to stay with CTFO. I was with Hempworx and there is a lot of trouble in paradise there. The compensation plan is horrible. It’s the binary plan where you have to try and balance both legs and then only get paid on your weaker leg, not all of your sales. It’s frustrating to say the least. I joined CTFO and have been super impressed with the folks there. I have a lot more people interested in CTFO than they were with HW. CTFO has 4 strengths of oil…. HW only 2. I poured my heart into HW for 8 months. All I can say is I’m glad I found CTFO. We are all about helping people in my group. ~sue

Yardley Burgess - Reply

They are all over priced. I sell my products cheaper than any of the companies posted in this review. This definitely seems like a pyramid scheme in my opinion. It seems like all these companies want to pretend that they want to help people but they want to over charge and just line there pockets…

Carl Adams - Reply

Every Network Marketing Company has the same problems as you say CTFO has there is nothing new or different!! Just try the products and see if they work of you! CTFO CBD Hemp Oil products work of me and the comp plan pays, that’s all that matters!

    Jack Cao - Reply

    Thanks for sharing your thoughts Carl!

    ~Jack (BareNakedScam)

CBD Boss Babe - Reply

CTFO has fantastic products. 3 days after taking CBD by CTFO my tremors stopped and for the first time since my stroke I was able to walk again without assistance. My customers have posted awesome reviews. I haven’t had 1 unhappy customer. Many thank me for introducing them to CTFO’s CBD products and tell me for the first time in years they are pain free. Don’t judge our products unless you have tried them

    Jack Cao - Reply

    Thanks for sharing your thoughts.

    ~Jack (BareNakedScam)

Annette - Reply

Enough is Enough. Tired of hearing about the deceit and lies. At some point you have to take a stand and NOT BE BULLIED. TOP 10. I understand why Hempworx Reps are scared. They have lost a TON of their market share. At the end of the day competition is healthy. That is why you see a McDonalds on the same road as a Burger King. CBD is going to be a BILLION dollar product and there is enough room for everyone to succeed. We wish those who choose Hempworx success. Heck, we are in the same industry promoting CBD. But to see Hempworx reps stoop so low is sad.

Bottom line, many Hempworx associates have already joined CTFO, and many are in the process of coming over, because the following Top 10 Reason. Trust me this list could be much larger.

1. CTFO has the of the absolute Highest Quality CBD products on Planet Earth. PERIOD. Our manufacturer buys some of the raw ingredients from multiple sources Gencanna (among other sources) and that is why we were able to show the Isolate and Full Spectrum lab results that were done on those raw ingredients. Something Hempworx cannot and one of the many reasons our product is much better. Our manufacturer used to supply Hempworx but no longer does (for reasons that we choose not to discuss; but rest assure it was our manufacturer who ended the relationship). We could destroy Hempworx if we shared the reason the manufactured stopped supplying Hempworx, but that is not our way of doing business. Our 3rd Party Independent Lab Results speak for themselves. In addition, the many Hempworx customers who have come over to CTFO say the health benefits and results they received is so much better.

2. CTFO has an amazing variety of 24 CBD products, many more than Hempworx does. This is a huge benefit for both our associates and our customers

3. CTFO pricing is so much better compared to every single HempWorx product. People want the best product at the most affordable price.

4. CTFO offers Free websites and Zero Cost to become an affiliate. Hempworx charges $20. Wonder who keeps the 20 bucks?

5. CTFO has a much better compensation plan. Everyone WINS with CTFO.

Binaries are HORRIBLE and most people never make money in them. PERIOD. Binaries have insane breakage to the company. That means the COMPANY KEEPS THE $$$.

– With CTFO the compensation plan is simple and designed to work for everyone including the little guy without much or any experience.
– No left leg or right legs to build and having to make decisions of where to place people or balancing.
– The system automatically places everyone at the best position for you to maximize your compensation.
– We pay out 100% of CV. No Breakage. Complete Transparency.

IMPORTANT – Our leaders make money GUILT free because they do so by lifting up others who also make money, rather than making money off others.

6. CTFO has Lower Requirements to Maintain Maxing out the Commission plan
– With HempWorx to maximize the commission you have to buy in at $599 and then continue to order an additional $199 per month.
– With CTFO there is no buy in. Everyone starts the same. The only requirement to maximize your commission is to order $47.74 per month worth of products or have 10 active customers or affiliates and no personal purchase is necessary.

7. CTFO offers a 60 Day Guarantee. Hempworx offers a 30 Day Money Back guarantee.

8. CTFO has a real customer service staff with people answering the phones. CTFO has already hired new employees and will be hiring more down the road. We are moving into a brand new building soon to handle the employee growth. Hempworx does not have anyone that will pick up a phone.

9. CTFO does NOT require an autoship. Hempworx requires a monthly autoship.

10. CTFO owners only get paid in the compensation plan. The exact same way every other CTFO Associate is. Also, there is a MASSIVE difference in the type of CULTURE of the owners. Simply watch a YouTube video message of a HW owner and you will clearly see this. Of course people resonate with different people.

Bonus – CTFO is being built to last. We just hired the number MLM attorney in the world, have attracted the best compliance people in the industry and setting ourselves up for massive international expansion.

PS – While Hempworx marketing site currently looks flashy…. CTFO just invested 1/2 million dollars and in less than 90 days we will ROCK the industry with our new look and feel.

    Jack Cao - Reply

    Thanks so much for sharing such a comprehensive analysis!

    I’m sure your comment will provide value to the people who are deciding between CTFO and Hempworx.

    ~Jack (BareNakedScam)

      Jack Cao - Reply

      Hi Annette,

      I realize your comment is not genuine, I would have appreciated if you shared your personal thoughts about the program.

      You’ve basically copied a post written by Michael Swilling who is one of the top producers in CTFO.

      Thanks anyway.

      ~Jack (BareNakedScam)

Natale - Reply

I am guessing you have someone or you are working with Hempworx. It is sad that a company and you are spreading such lies about CTFO CBD. If you go to their website, there are lab results. What is fact also, is that CTFO CBD is a combination of Isolate and Full Spectrum making it a more potent CBD % than anyone else. I have tried others and even medical as I have my card and I can tell you that CTFO CBD 1500mg and their 2oz Ultimate Healing Cream with 150mg in it, has done more to ease my pain and help me sleep than anything else on the market. I tried CTFO because they offer a 60 day money back guarantee. I did not have to use it, as the products I am using work. So before you make such claims, do your homework.

    Jack Cao - Reply

    Unfortunately, I think you guessed wrongly. I don’t earn anything or know anyone who promotes Hempworx.

    And, I wrote this review based on my research and findings. Honestly, the lab results can be compromised. Watch this video.

    I knew that CTFO has a lab test result, but the test is done by an unknown company that I can’t find any info on the internet. Search “Precision Analytic Testing LLC” and you’ll find nothing!

    Whereas the lab test result done for Hempworx is by a company which information can be easily found. Search “Proverde Laboratories” – website: http://www.proverdelabs.com.

    Homework done? I think so. Thanks for stopping by anyway.

    ~Jack (BareNakedScam)

      Amanda - Reply

      Hi Jack!

      I appreciate this comprehensive review, as I just signed up to be a CTFO associate today.

      However, you repeatedly mention that CTFO is not tested by a 3rd party independent lab – in both the article and your comments – and claim that Precision Analytic Testing LLC. doesn’t exist when you Google it.

      If you scroll down to the bottom of the lab results posted on CTFO’s website for all of their products (and each results sheet is only 1-2 pages long), you’ll see “Precision Analytic Testing LLC. a Division of NutraFuels Inc.” If you google this, NutraFuels Inc is easy to find and verify.

      Check it out: http://www.marketwired.com/press-release/nutrafuels-ntfu-opens-new-division-precision-analytic-testing-cbd-cannabidiol-analytic-otc-pink-ntfu-2238773.htm



        Jack Cao - Reply

        Thanks for your reply and for the information Amanda!

        This has provided me with sufficient proof to rewrite this review.

        ~Jack (BareNakedScam)

    sue - Reply

    I used to be with Hempworx…. I’m so glad someone reached out to me on Instagram and set me straight about CTFO! People are so much more receptive to CTFO. Gencanna cut all ties with Hempworx….. so I don’t know what happend but now Genncanna is one of CTFO’s suppliers. We’ve got the best company Natale! ~Sue

Nathalie Stewart - Reply

Thank you for your review. It confirms many of my suspicions and re enforces my experiences with MLM companies. I’ve tried three, unsuccessfully.
I’m not convinced about CBD oil unless medical trials are done. Anyone can write a fake testimony. As you wrote, the quality would have to be to quite low in order to sustain the business. I am on many meds but don’t want to risk interactions.
Glad I found your blog. ?

    Jack Cao - Reply

    Thanks for sharing your thoughts Nathalie!

    ~Jack (BareNakedScam)

Dana Wirth - Reply

I have been approached on Facebook to buy CTFO products including CBD oil . I had a very simple question regarding ingredients of the cdb oil and could never get an answer, I was always referred to the sales pitch. I became suspicious, why did I need to go through a 15 minute presentation or read thru product info for a simple answer the seller, John DeAntonio, should know? At that point I knew something was not quite right when he only wanted to talk to me by private message. I told him that anything could be discussed in open forum or not at all. I guess it’s not at all since he said he had been to so much trouble for me and all I did was a bitch. My first thought was product misrepresentation and then pyramid scheme. Never did get an answer to my question. I was just invited to a 30 min team training course, another level in the pyramid.

    Jack Cao - Reply

    Thanks for sharing your experience Dana! It means a lot to the people who are reading this review.

    ~Jack (BareNakedScam)

James - Reply

Just my two cents (i have no idea what date this was from but i’m going to assume its still being read)… As someone in the chemical manufacturing industry…if a company cannot provide a certificate of analysis (COA) which indicates the purity of all the components in whatever is being made/refined, then you should not trust them. COAs are the documents submitted to regulatory authorities that indicate how contaminated a product is with things like trace elements (arsenic, zinc, lead,etc.) and any biological levels (E.coli,S.aureus,etc.). If you’re selling products for a company that cannot provide, or refuses to provide, this information, and making claims with no peer reviewed human trials which can be referenced from high impact journals, you’re doing your customers a disservice.

Charmaine - Reply

Great info. I saw the Great Opportunity and signed up. Wanted to see how much the shipping was but didn’t place an order and some how they have decided that I should be receiving auto-ship. Iv’e argued with them for 2 months now to stop but I still get a reminder that a shipment is being sent out. When I call, they stop and reverse the charge but because I’m in Canada and they’er from the States, I get charged the exchange rate and lose money on the refund. Getting pretty annoyed.

    Jack Cao - Reply

    Thanks for sharing your personal experience here Charmaine!

    ~Jack (BareNakedScam)

sam - Reply

I liked the review. I’m not sure if you noticed but they actually still sell some of the health foods from the previous CTFO. http://www.myctfocbd.com/catalog.html

Haylee - Reply

Your review is one sided. I had may Hempworx distributors tell me the their products were FDA approved. They are not! I was told by the woman trying to sell to me, told me not to buy from CTFO that they were fake. Why bad mouth another company, is that what associates are being taught? I bought a bottle from both companies, Hempworx smelled slightly different. I called the supplier that Hempworx claims to get their products from, they stopped doing business with them. I spoke to my neighbor who is with Hempworx, she was finally honest she isn’t making any money worth mentioning. Her right leg is doing great, too bad her left is weaker and she can barely eek out a commission which gets eaten up by the mandatory autoship. There’s enough room in this industry for everyone there’s no need to spread rumors. It was your associate told me Hempworx CBD oil would cure my dog’s cancer. You should do your research and if you’re going to reference an article make sure it’s from a real news network and not from some biased online source.

    Jack Cao - Reply

    Yup! As I’ve mentioned in my Hempworx review that no distributors should claim that their Hemp Oils are FDA approved.

    And that bad mouthing products from other companies isn’t the best practice for any distributors.

    What I’ve said in this review is backed by my research, but if you can prove otherwise, please let me know.

    I personally prefer to buy Hemp Oil from a more recognized company, that’s all.

    And, thank you for sharing your thoughts.

    ~Jack (BareNakedScam)

Sandy - Reply

I am interested in selling for CTFO but was worried about the whole thing being one big scam. I am very reluctant to entering my social security number and bank info. for the payments to start coming in. So it appears that this really a legit, potential money maker….thoughts?

    Jack Cao - Reply

    You can make money from this opportunity no doubt. They won’t scam you out of your hard work for promoting their products.

    ~Jack (BareNakedScam)

    CJ Rogers - Reply

    Any company or person that will potentially write you a check for income, must have your social security number to report your earnings to the IRS.

    sue - Reply

    Hi Sandy, I used to be with Hempworx. I was not fond of their business plan, a lot of hard work for very little compensation. I have since switched to CTFO and am loving it. The company is run by folks with their feet on the ground, not loose cannons. They have all of their ducks in a row and have the associates back. People are way more receptive to CTFO than what I experienced with Hempworx. Rest assured they keep all of our ssi stuff and banking information secure. I have zero doubt that all my information is safe. If you’re interested in selling CBD Oil and products, CTFO is the way to go. Have a blessed day ~ Sue.

    Carla - Reply

    Hi Sandy, I was introduced to CTFO by a former business associate where we shared a business adventure and am so blessed to have had the opportunity with CTFO. My Dr.’s couldn’t find anything to help with my pain and I could hardly get around so I figured what did I have to loose, it was free to join and had 60 day money back guarantee so we discussed it and I went for it and I had my Dr’s test it and researched it and they told me to try it and well it worked and that’s all I use is our products. The lab tests came back that it’s exactly what CTFO says and yes at first with the changes it was difficult to get a hold of people and some associates would rather recruit but me I was a nurse for over 26 years and i’m here to help people and with this company i’ve been able to do just that.

CBDMAN - Reply

This is a great article that explains everything quite accurately. What do you think of the lab reports they posted? I think that link to the vice explains the reason there is no name of the persons making the product. It actually looks really fake. Just like the people who signed up with this company before there was even a product… How can you sign up to sell something you haven’t even tried? Who is their source? Why is it secret? what farms?? haha it certainly isn’t the same source as hempworx.

    Jack Cao - Reply

    Thanks for sharing your thoughts CBDMAN!

    ~Jack (BareNakedScam)

Debra Lowry - Reply

I do not feel you did your homework on Kannaway. Kannaway has been a leader in CBD products by getting THC free oil to both Brazil and Mexico, as well as other accomplishments. They lab test three times as well and they do sell the purest of CBD. Please do more research.

    Jack Cao - Reply

    Thanks! I’ve removed your affiliate link to Kannaway. By the way, this is a review about CTFO and you are talking about Kannaway? Yup! It is certain that I need to update my Kannaway review because it was written years ago when Hemp just got legalized in 8 states. Thanks for the reminder!

    ~Jack (BareNakedScam)

Darren Tachine - Reply

Hello, CTFO – Changing The Future Outcome IS ACTUALLY Lab Tested by a 3rd party called: precision analytical testing LLC. The Lab Results are also listed on their website.

Thank you,
Darren Tachine

Lasheema Monroe - Reply

Interestomg you mentioming CTFO making false medical claims. It has been proven on a number of occassions that CBD oil helps stop seizures and convulsions. You mentiom not beong FDA approved which is utterly hilarious, i guess all the medicine and food fda approved is good for you! Lol
Perhaps you dont know about all the Approved GMP food giving us cancer, feeding us carcinogens. All the drugs that are killing ppl vs actually healing ppl. An fda stamp of approval mean absolutely nothing when the FDA is approving things that are horrible for human consumption. Your review unfortunately in my opinion is boased. I think you just dont trust the company.

    Jack Cao - Reply

    I get what you mean.

    CBD does cure seizures and convulsions in many cases, but it doesn’t mean that CTFO products cured them.

    Affiliates cannot claim that the CTFO products cure diseases because they are not FDA approved. For some reason, if you want to promote CTFO, you have abide by the law, and in this case FDA is the law. Not that I trust FDA completely, but they are the ones who can bring CTFO down if affiliates continue to make claims that FDA don’t deem appropriate.

    If you have a serious condition, go to a doctor to acquire CBD products, not from a CTFO affiliate. That’s simply it.

    ~Jack (BareNakedScam)

    Lasheema's little bro - Reply

    Lasheema – spell check is available on your computer. Use it especially after you have been smoking the ganja weed! Ha!

D. L. - Reply

CTFO has independent 3rd party testing on its products. CTFO oil has 2 ingredients vs HempWorx 3. So which is more pure? Extensive information on extraction. Both made by same manufacurer. HempWorx makes a few people money at the top, and has made the very top millionaires on the backs, and work of the bottom. Unless one can afford to expend lots of money every month on the required autoship package payout is palsy. I have worked at both. Many at HempWorx come to CTFO. Hmmm…must be a reason why.

    Jack Cao - Reply

    Thanks for sharing your thoughts!

    ~Jack (BareNakedScam)

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