Kuvera is a Multi-Level Marketing (MLM) company that provides financial education, trading alerts, and Cryptocurrency Mining Opportunity.
To put it simply, Kuvera is the facelift of Wealth Generators, or some call it the “Wealth Generators 2.0”.
Wealth Generators LLC was founded by Ryan Smith, Chad Miller, Annette Raynor, and Mario Romano in 2013.
The company was privately owned, until the acquisition on 31 March 2017 by Investview Inc., a publicly traded company.
Following the acquisition, the company has subsequently changed its name to Kuvera LLC in March 2018, for branding purposes.
The company’s mission, purpose and services remain unchanged.
Kuvera has many products:
- CRYPTO Mining – $99.00
- CRYPTOone – $149.99 per month
- FXOnE – $149.99 per month
- Equity Pack – $149.99 per month
- RYZE Pack – $149.99 per month
- All in Pack – $199.99 per month
Obviously, if you buy all of the products from Kuvera individually, it’ll cost you $698.96 for the first month and $599.96 for the subsequent months.
So, it will make sense to purchase the “All in Pack” at $199.99 per month. This “All in Pack” includes all of the products in Kuvera, except for the “CRYPTO Mining”.
The “CRYPTO Mining” product qualifies you to purchase the mining packages with Kuvera, and without it, you will not find the option to purchase the mining packages.
Is Kuvera a Scam?
When any company offers a chance for people to earn money, most likely, it will give people the impression that “it could be a scam”.
In addition, being a new cryptocurrency mining company, the impression of a scam goes deeper.
As we know, the majority of the cryptocurrency mining companies are mostly scams, because they are simply a Ponzi scheme.
Now, as I’ve done an extensive research on Kuvera, and I could say that Kuvera is not a scam.
It does offer a legitimate opportunity for people to make money, and it does mine cryptocurrencies.
If you are still on the fence, this Kuvera review will help you make an informed decision.
So, without further ado, let’s dive into the review…
Crypto Mining Review
More than just an educational platform, Kuvera offers cryptocurrencies mining opportunities.
Watch this video to understand what Crypto mining is all about:
When it comes to crypto mining, there are many concerns.
Many vendors claimed that they have the equipment for crypto mining, but in fact they run a Ponzi scheme instead.
So, it is important to know if Kuvera has the equipment to mine cryptocurrencies.
And after some digging, I found proof:
This shows that the Kuvera Crypto Mining is legitimate.
Now, let’s talk about the mining packages…
In order to start mining with Kuvera, you need to purchase the CRYPTO Mining account for $99.
After which, you can select one of the mining packages:
Kuvera claims that it mines cryptocurrencies like Dash, Ethereum, Monero, Ethereum Classic, and other Altcoins.
But, all I see is the package price meant for Ethereum mining only.
If you are a beginner, I think you wouldn’t catch on to this.
Different cryptocurrencies mining should be allocated with different pricing packages, that’s how other mining company works.
I guess Kuvera will release a series of pricing packages for different crytocurrencies on a later date.
Comparing Kuvera mining with its competitor, Genesis Mining, it seems that the prices are competitive.
However, adding the Kuvera account setup fee of $99, the Kuvera mining package becomes less attractive.
This product teaches people how to trade cryptocurrencies.
CRYPTOone also prompts alert to its members whenever there is a trading opportunity identified by the in-house experts.
Every month, there are several live webinar sessions where the experts will provide research and analysis about the different cryptocurrencies.
And in every session, they made it very clear that you should not take their research and analysis as an advice, because they are not a licensed financial adviser.
Should you decide to trade based on the information given, you’ll take full responsibility for your actions, and you will indemnify Kuvera for any losses incurred.
What I Didn’t like about the Webinars…
One thing I didn’t like about CRYPTOone’s live webinars is that they teach a lot of basic stuff in between the Webinars.
This makes the webinars very long and confusing.
There is not one dedicated space where a beginner can build their foundation as a trader.
One example is the trading pair, where one currency is the “base”, and the other is the “counter”.
The trainer used approximately 20 minutes to explain the concept of the trading pairs, when he should be discussing about the research he have done on the currency pairs.
I’ll be honest with you, if I take someone who do not have a clue about trading, and get her to listen into one of the live webinars, I am sure she will be confused.
The terminology and the basic trading knowledge, like how to draw trend lines, pattern identification, what are candlesticks, etc., should be taught in a separate area for beginners, and not on the webinars.
The FXone is a system that prompts you whenever there is a trade opportunity. As the name suggests, the trades are all related to Foreign Currency Exchange (Forex).
Subscribing to this service will cost you $149.99 per month.
As FXonE was the foundation of Kuvera, when they started out as Wealth Generators, it has more training materials than the CRYPTOone, but I didn’t think the materials are worth the price.
This information can be easily found online, for example, the understanding support & resistance, and understanding indicators such as RSI and Stochastics.
Some brokerage firms also provide this knowledge for free when you set up an account with them.
So, what you are actually paying is the Forex and Binary Trading Alerts.
I do see value in the live trading sessions as well because it makes perfect sense to trade alongside an expert.
But again, Kuvera is not an investment advisor, basically you trade at your own risk.
Now, as I scroll over to the FXonE past recording of the live events, there seemed to be an error.
I hope this is fixed by the time you join the program (if you choose to do so).
Equity Pack Review
The Equity Pack is a trading program that leverages on the insights and trade ideas from the stock and options experts.
If you are new to stock and options trading, I’m sure you’ll want to gain access to the experts in the industry.
Much like the FXonE and the CRYPTOone, the Equity pack is also an alert service where it will notify you whenever there is an equity trading opportunity.
The “Video Training” section of the program shows you how the Market Experts researches and selects a trade, the trading terminology used in the alerts, and how to allocate your funds to the trade.
This allows the members to understand the trade ideas whenever they receive an alert from the Market Experts.
The second part of the training is the monthly live webinar hosted by Dave Bush, a stock trading expert. The focus of the webinars is to teach you how to build your portfolio.
RYZE Pack Review
The FX Multiplier 2.0 is re-branded as RYZE.
RYZE is basically an automated trading system that can help you trade automatically for up to 60 trades per day.
Based on the past performance, the people who use RYZE did earn money.
But, note that the past performance is not an indicator of the future performance.
There is definitely risk involved, and you could lose part or all of your investment monies.
The only way to use RYZE is when you create a live trading account and deposit a minimum of $500 with Capital City Markets.
RYZE will not work on other trading platforms.
I do believe that whenever you deposit money to Capital City Markets, Kuvera will earn an affiliate commission.
Kuvera University Review
The Kuvera University is not exactly a product of the company, but it comes with your purchase of the distributor kit for $50.00.
With the distributor kit, it will allow you to sell the Kuvera’s products and earn commissions with the company.
The university is not what you think it is, it doesn’t teach you about personal finance, trading or investment, but it teaches you how to grow your Kuvera business.
As you know, Kuvera is an MLM company, so recruiting is part and parcel of the business.
Every other route to earn money with Kuvera poses some form of risk, like trading, investment and cryptocurrencies, but the “surefire” way to earn money is to recruit.
That’s why distributors start with promoting the Kuvera business, instead of promoting the main products.
Whether it is the right way to promote Kuvera, I will discuss more on this in the Kuvera Compensation plan section.
Now, let’s see what is in the university.
As of May 2018, there are 17 short videos (approximately 15 minutes each) which teaches you how to be a complete network marketer.
Bonus: Financial Fitness Review
As Kuvera is based on the idea of teaching you about Wealth Generation, it is important for you to understand the basics of personal finance.
Like a skyscraper, if you don’t have a good foundation, the building will collapse, so without handling your personal finance properly (which is the foundation), there’s really no point talking about growing your wealth (through Forex or Cryptocurrencies).
This portion of the program delves into the tips, tricks and hacks about getting your personal finance in check.
Things like managing Cash Flow, Debt, and Financial growth.
There are basically 5 sections:
- The Cash Flow Quick Start – consist of 12 video lessons which cover topics about budgeting, spending control, emergency funds, etc;
- The Debt Freedom System – consist of 12 e-books (8 pages long on average) which cover 12 topics about reducing debt and improving your credit score;
- Financial Tips & Strategies – short videos that discuss about the tips and strategies to manage expenses like transport, entertainment, insurance, credit cards, loans, etc;
- Money Media – More financial tips. This is for miscellaneous personal finance topics that do not fall into the previous 3 categories;
- Money Talks – Monthly live sessions hosted by Ross W. Jardine, a personal finance expert who’ve written a book called “Build Wealth in any Market“.
I would say that Financial Fitness portion of Kuvera is quite comprehensive, and you can definitely learn a lot about personal finance.
A complete breakdown of Kuvera’s Products
Alright, there are so many products in Kuvera that it becomes confusing if you are just starting out, so let me break this down for you.
There are 3 main components in Kuvera:
- Foreign Exchange Trading (Forex)
- Equity Trading
In this component, there are 2 products, (1) the mining opportunity, where you will be able to mine cryptocurrencies like Ethereum, Dash, Monero, etc, and (2) CRYPTOone, where you will get education about cryptocurrency trading as well as receiving alerts of trading opportunities.
There used to be 2 products in this component.
First is the FXOnE where you will get trading alerts and education about Forex trading, and the second which I didn’t mention in this review is the “FX Accelerator” where you can leverage on their automated FX trading system.
Unfortunately, the “FX Accelerator” is not accepting any new users.
3. Equity Trading
Like the Forex component, you can get educated about stocks and options trading, and receive alerts of trade ideas through the “Equity Pack”, or you can leverage on their automated trading platform called “RYZE”.
I hope this breakdown provides you with a better understanding of the Kuvera products.
How to Earn Money with Kuvera?
It does sound really convincing that earning a full-time income from Kuvera is possible.
Unfortunately, I have to bring you back down to earth.
In the video above, it is said that you can call on 20 people whom you think will be interested in this opportunity, and you only need 3 people to join Kuvera as a distributor.
That will relieve you from monthly payments for your memberships.
And, if you help your 3 recruits find their 3 recruits (a total of 13 people in your organization), you’ll earn a $500 per month (for as long as you maintain 13 people in your organization every month).
Now, here’s the truth, finding 3 recruits and keeping them in this program is not an easy task.
People come and people go.
The majority of the people who join the business will quit within their first month if they don’t see any results.
To prosper in this business, you need to have a constant flow of new prospects.
If you are just relying on your social circle, you will soon run out of leads, and you’ll never progress with this opportunity.
My Sincere Advice about Kuvera
If you are interested about trading or cryptocurrency mining, Kuvera might be an option.
But, I just wanted you to know that there are many other options out there.
You don’t necessarily need to pay a hefty monthly subscription fee to learn how to trade or to get an alert about a trading opportunity.
Those alerts don’t constitute as an advice anyway.
Plus, there is no guarantee of profit, and you might even lose part or all of your investment capital.
So, even with the “market knowledge” and the alerts, you might actually lose your investment, that’s in addition to your subscription fee.
If you want free training on how to trade, as well as receiving market alerts on trading opportunities, you can sign up with a legitimate broker.
What I think about the MLM opportunity…
In terms of the Kuvera Business Opportunity, while this is one of the best compensation plan I’ve seen from an MLM company, many people will still not be able to make money from this opportunity.
The reason is because most distributors are not taught how to find a constant flow of new prospects, but instead, they are taught to find prospects in their social circle.
If you want to learn how to leverage the internet to find a constant flow of prospects for your Kuvera business, this program does a very good job.
The one product I think is worth it…
The only product that I feel is worth your money is the cryptocurrency mining.
As there are too many scams surrounding the cryptocurrency industry, Kuvera prove to be one of the legitimate ones.
So, if you are going to buy anything from Kuvera, this is probably the only one that I’ll recommend.
What if Kuvera is not the right business for you?
If Kuvera is not the right business for you, and you'd still like to learn how to earn money online...
Then, I highly recommend that you check out this program, because it is the program that taught me how to start and scale a six figure online business.
And, it has allowed me to quit the rat race. Here's my humble story if you are interested.
Thank you so much for reading this review!
I really hope that this review has provided you with sufficient information to make a decision.
Feel free to leave a comment in the comment section if there’s something you’d like to discuss.
Also, if you find this review helpful, please help to share this information with others who needs it.
Kuvera Review Summary
Overall Kuvera Business Opportunity Rating
More Info On Kuvera Business Opportunity
Founder: Ryan Smith, Chad Miller, Annette Raynor, and Mario Romano
Price: $199.99/month; Other options available
Summary: Kuvera is a Multi-Level Marketing (MLM) company that provides financial education, trading alerts, and Cryptocurrency Mining opportunities. Some people claimed that Kuvera is a pyramid scheme, while others sang praises for the program. Who is telling the truth, and who can you trust? This super in-depth Kuvera Review will provide you with the right information you need to make a wise decision.