Is Planpromatrix a Scam? Yes, in my opinion!

Data Entry? E-Loading? Are they just a smoke screen for a pyramid scheme?

Maybe you have thought of this or maybe you have not, but I am certain you are here because you wanted to know if this is a good opportunity to join.


You’ve come to the right place, because in this Planpromatrix review, I will share with you everything you need to know in order to make an informed decision.

I will also share with you the reasons why people think that Planpromatrix is a scam.

Generally, I think that the Data Entry and the E-Loading business is what keeps the authorities at bay, but due to the many complaints about the two businesses, I’m not sure when the authorities will step in to stop the entire operation. Maybe that will happen or maybe it will not…

Just like another Network Marketing Company that got shut down…

Just like another Network Marketing Company called AlifeLong that runs a similar business model as PlanProMatrix.

ALifeLong was shut down by the authorities because the company is closely knitted to a pyramid scheme instead of running its main business (a marketing platform).

The authorities deemed that the main business of ALifeLong was lacking in appeal, and people were driven to recruit in order to earn money from the company.

So, why are we talking about ALifeLong instead of PlanProMatrix? There is a very good reason for that.

As I’ve mentioned, ALifeLong and PlanProMatrix are very much similar, people make the most money recruiting other members.

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Yes, you can earn money from E-Loading and Data Entry, but from inside sources, I was told that many people were left unpaid for the work they’ve done, and they don’t earn as much money as compared to recruiting.

So, members resort to recruiting, that’s only logical.

Does the E-Loading and Data Entry businesses look more appealing than recruiting? I doubt so…

In my opinion, it’s only a matter of time before the authorities catch up on this company.

Well, that’s just my opinion. It’s really up to you to decide.

Shady Facebook Ads

The second reason why I think something is wrong with this company is because of the Shady Facebook Ads published by its members.





I’ve learned one thing when I started my online business years ago, that when people are flashing shiny objects to get you to sign up to their program, they really have nothing to show for.

Plus, every one of them in the Facebook ads above are focused on recruiting.

Money can be made from this company for sure, but a huge chunk of it comes from recruitment.

So, What exactly is a Pyramid Scheme?

Watch this video…

Looks familiar? That’s how the PlanProMatrix compensation scheme is run.

PlanProMatrix’s Compensation Plan

Honestly, who wouldn’t be enticed to join this company and make a lot of money.

Many people have done it, why not you, right?

I honestly think that PlanProMatrix works just like a pyramid scheme, and it will not last long.

Yes, they may have been in operation for years now, but as you know, the times are changing and the law gets tightened.

That’s why companies like ALifeLong gets shut down…

The following image comes directly from the SEC of Philippines…


Source: www.sec.gov.ph

In my opinion, the compensation plan of PlanProMatrix is just like the “Investment Scheme” the SEC is talking about.

Will the SEC take action? I’m not sure, honestly.

Here’s why I think PlanProMatrix will run out of steam…

The E-Loading business is super competitive.

Whatever that PlanProMatrix claimed to be the best in the E-Loading industry, there’s other companies that offer a better deal.

Making money from the Data Entry just doesn’t make sense, and there is a 50 percent chance that you will not get paid for your work done (just because you didn’t close the program correctly? – This is the most ridiculous thing I’ve heard from a PlanProMatrix member) – Read more below.

The Government is steering people away from pyramid schemes, and people are getting more and more educated about the subject.

So, as time goes by, people will be more resistant to joining such a program.

And, we all know what happens when there’s no new members joining PlanProMatrix… It will collapse!

Maybe I am right, maybe I am wrong, but I am sure that if such a business is operated in my country, they will be shut down immediately.

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How does the Data Entry Work?

Here’s what happens if you earnestly want to join PlanProMatrix to do data entry…

  1. You’ll be encoding some random Captchas;
  2. The Captchas never really loads properly even when you have a fast internet connection;
  3. You’ll wait 30 minutes or longer and it doesn’t load at all;
  4. Closing the browser is not an option because you will not qualify for the payout if you didn’t close the program properly;
  5. Plus, you’ll be banned! Why? For not closing the program properly…

I’ve reviewed hundreds of business opportunities over the years, and this is the first time I ever hear such ludicrous operation.

If you have experience with the Data Entry work with PlanProMatrix, please, I’d love to hear about your experience. Could you share your experience in the comment section below this review?

How Does the E-Loading Business Work?

Apparently, E-Loading is a lucrative source of income, and it is a well accepted business concept in the Philippines, however, I am quite certain that the E-Loading business concept is only unique to the Philippines.

Basically, E-Loading comes from the concept of selling prepaid credits for services such as mobile usage, Internet Cards, Online Gaming Cards,etc.

When you join PlanProMatrix, you can either be the dealer or the retailer where you can sell loads to people who needs them.

The competition for this business is extreme.

There are many companies in the Philippines that is battling for a slice of the market share.

Even people, like you and me, can start an E-Loading business by joining one of the many companies that offer such service.

Everywhere you go in the Philippines, you can walk up to any individuals and ask for a E-Loading service, and most likely they can provide that service to you, otherwise they can direct you to the person whom they buy their load from.

So, is the E-Loading service in PlanProMatrix any special? In my opinion, no!

PlanProMatrix is going Worldwide?

Now, the E-Loading business is only popular in the Philippines as far as I know.

In other parts of the world, we have never heard of E-Loading.

Plus, earning money from Data Entry just doesn’t make sense because so much time is invested with little return.

So, how can a foreigner get into the PlanProMatrix business?

Simple! Recruiting again.

I can’t emphasize enough that the recruiting business will soon lose its steam when there’s little to no new recruits joining the business or the authorities decides to step in.

I personally don’t think that PlanProMatrix will ever go international.

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My Sincere Advice to You

I am not those who will discredit a business for no reason, just promote my own.

If I think that a business opportunity is good, I’ll definitely sing praises for it, even if it does not benefit me.

But, for the case of PlanProMatrix, I have no choice but to advise you to stay away from the opportunity.

In the short term, you may still earn some money from it, but in a long run, the future of the company is bleak.

Just imagine that you have invested heavily into the company (in terms of time and money), and you have built a large team. Now, what happens when PlanProMatrix is gone tomorrow?

Would you know how to get yourself out of the gutter? Would you know how to re-build your business? I highly doubt so.

That’s why I always recommend people to build their own online business that can last forever.

Learn practical skills that will help you re-build your business even when it gets crushed tomorrow.

That’s how you future-proof yourself, and that’s what true financial freedom really means.

If you are interested to learn the skill that I am talking about, you can check it out here.

Thank you so much for reading this review!

If you find this review helpful, please help to share it! Someone out there might be looking for this information.

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Also, if you wish to discuss more about PlanProMatrix, please, feel free to leave a comment below.

Your pal,


My Secret to Online Sucess


  1. Hi Jack, that’s a really nice review ! I am a member of PPM and I have earned through data entry and e-loading.Regarding the data entry or typing of Captchas,PPM has improved its system and it is much faster now.Before a member starts to do the typing, there is a short training on how to type different kinds of Captcha and one must read the rules before typing because there is a tendency that your account will be banned if you commit a lot of mistakes.The ban will be lifted after some days.Recruiting is an option.I have not recruited someone else yet.But I guess recruiting other people to join will make you earn more.Right now, I am just sticking to data entry and e-loading.I could not speak for other members,but for me PPM is a legit way to earn money.Just put your hard work in it and surely you’ll earn money.

  2. Dodong George says:

    Rule of thumb. If something seems too good to be true, that something probably is too good to be true, so run away. And btw if there is an “initial membership fee” run, I’ve never been ask for an initial fee to the jobs I’ve worked for before.

    1. Totally agree with you Dodong! 🙂

      ~Jack (BareNakedScam)

  3. Please Jack I am from Nigeria.. I nearly got convinced my this so called PPM by an unknown friend.. Thank God.. I reached out here and found this.. I so much thank you for your hard work to save us from scams.. So my problem now is what online job or business is available for my country Nigeria that is profitable and not a scam.. Thanks

    1. Hey Peter,

      Thanks for dropping by and I am glad that my review helped!

      The opportunities and training materials are really limited for Nigeria, however there are still legitimate programs out there like Fizzle.

      If you are not from Nigeria, I would have recommended you to Wealthy Affiliate instead, because it is the best place to get started with making money online.

      ~Jack (BareNakedScam)

  4. hi jack its nice to know that i’ve reach this site while doing my research about this ppm networking.i’ve almost join that said marketing but my hesitation and doubtful makes me realize not to join them anymore, gosh i might wasted my money and time if ever.but anyhow jack would you give me some advice regarding on whats the best online business i may try? well actually im a nurse and im thinking for another source of income that will help me to secure much better future for family.

    Also,the problem is i dont know how to start and i dont have any idea what business is best for me.

    thank you!

    1. Hey Azel,

      I am glad that my review helped!

      I would suggest that you check out this program.

      This program is made just to people who do not have any knowledge or experience, and it is also responsible for thousands of online success stories. Like my story.

      Hope this helps!

      ~Jack (BareNakedScam)

  5. james lagunding says:

    Hi Jack Cao,

    Affiliate marketing is a good place to start to earn money.

    It might have been that PPM is a Pyramid Scheme and yes inviting people is making money for PPM members (mainly recruiting)

    But calling them a scam might be a bit harsh. I am not a PPM member but I joined Jetset and SAN(the super affiliate network)

    what I didnt like though with these affiliate marketing companies is the MLM aspect of the business where we need to “SELL” or Still “Invite” people to join the program using our AFFILIATE LINK. And per Invite will have a certain number of dollars connected to it where they will go for the starter pack(so to speak) or the premium pack.

    Is the Business your recommending have the same scheme?

    Hope for your kind reply.

    Truly yours!

    1. Hey James,

      Thanks for sharing your experience!

      The program that I recommend isn’t like what you’ve described.

      It is not about recruiting or sharing links. It is truly about starting an affiliate marketing business in just about any niche. You don’t even have to promote the program to make money.

      Plus it gives you a few complimentary tools that you need for your business.

      Check it out and I believe you will know the big difference.

      ~Jack (BareNakedScam)

  6. Hi Jack!

    I agree with you.

    PlanProMatrix is really a scam. It is a pyramid scheme. People who promote PPM are only interested in what they earn from their referral program. If the last person will no longer recruit, the pyramid will surely fall. The SEC of the Philippines has already issued an advisory against this business. However, PPM still operates because there is no Cease and Desist Order (CDO) yet.

    I added you as one of my references in my blog.



    1. Thanks for sharing your views Redj!

      ~Jack (BareNakedScam)

  7. good day sir,

    i was very curious on this PPm eversince so i decided to join but with doubt so i only paid for a 600php registration… the data entry was only my target for joining since i am not also into recruiting like any other networking strategies…
    So, when starting to log in to their data entry , WTF i just cant log in and i started to ask my upline her only answer is it is updating. And when ask how long it will take to update only answered is it is up to the admins on how long i will take…
    LOL from this reply i know what this would take me!

    1. Hey rUei,

      Thank you so much for sharing your experience! I am sure it will help those who are looking at this review.

      ~Jack (BareNakedScam)

  8. hi jack , thank you for this page you’ve made I was about to join ppm because of these post on facebook makes so convincing. I’m glad that I haven’t joined yet after reading your review I was enlightened. I could have spend my money at the wrong people with this 600/1850 registration code of them. I could have been desperate because I have a child to support and a dream house to build, I hope you could lead me to some ligit online business corporation where I can start working up my desires. Hope you can help me.

    1. Hey Ihyn,

      Thank you for your comment!

      I hope you are not intending to earn a lot of money by working on an “online job”. If you are interested to earn a good income online, you need to start an online business (not a job). Which means that there is no guarantee of making any money, and it takes a lot of effort, but it could be rewarding if you can pull this through. Check out this program that I recommend, and I hope that it will provide you with a good stepping stone for online success.

      ~Jack (BareNakedScam)

  9. Hi Jack, I am a college student who want to earn extra money. Can you give me legit online business that offer data entry?

    1. Hi John,

      If you are looking for online jobs, you can probably find them here. And, I can assure you that you wouldn’t be able to earn a lot of money.

      But, in case you are looking for a way to earn a life-changing income, then I’ll recommend that you read my story first to understand what it takes to be successful online.

      ~Jack (BareNakedScam)

  10. hi.. I was also about to join ppm and since I made my researched I was brought to this page thanks to this information. I want to asked also if 51talk is also a legit one?

    1. Hey Kylie,

      51talk seems legit to me. If you are interested to become an English teacher, it is a good place to do that in my opinion.

      ~Jack (BareNakedScam)

    2. malricar aguilar says:

      my god… thanks god for the information.. i admit that i am almost joining ppm until i saw ur site…im just checking for the legitimation of plantpromatrix till i read your revelations..i made up my mind..your right.. they just building a team to nowhere..hope you can help me to have my online business preferably at home..godbless

  11. Hi Jack,
    Just like the other people who wrote their comments here, I am also one of them who got enticed by the PPM. I always have doubts regarding to this kind of business ventures especially when you need to recruit people just to earn. So I did some research and come up to this page. I am currently working in a private company but the demands of my family when it comes to financial cannot meet my current paying salary. I wanted to have an extra income and build my own business someday. Could you help me? I would love to invest my time and effort to a business that is worth giving for. Thanks a lot.

    1. Hi Anne,

      Thank you for your comment! I think you are one who understands the difference between a job and a business.

      So, if you’d like me recommend a business to you, I’d recommend that you start your own online business.

      I know it may sound intimidating, but trust me, if you have a step by step training program that teaches you how to build an online business from scratch, even without prior knowledge and experience, you will feel differently.

      With that, I do recommend that you join the course that got me to build my own online business, which eventually led me to quit my full-time job.

      I hope this helps, and feel free to ask me any questions.

      ~Jack (BareNakedScam)

  12. Frances Louise says:

    Hello po. I was enticed to join but upon reading your post and the comments made me realize that there’s no such thing as easy money. I am currently in need for a temporary job before I take my review classes. Will you help me find an online job? Thank you in advance.

  13. Hi, Jack! I’m still a student and I want to try working online. I was actually entice in joining PPM. I was searching if it’s really legit and then I found your review. It helped me, a lot. I wanna try to have an online job. Maybe you can help me out.

  14. Kanna_Pire says:

    Good day! There are few individuals who posted invites to join PlanPro Matrix in Facebook, and the good thing is didn’t joined them yet. What is best and legit online job that suits me? Thanks.

    1. Hi Kanna,

      Here are several alternatives that may interest you:

      1. Wealthy Affiliate
      2. Legendary Marketer
      3. Authority Hacker
      4. Inbox Blueprint
      5. Fizzle

      Wealthy Affiliate is my personal favorite because it is the program that helped me become financially free. Here’s my story.

      Hope this helps! Feel free to ask me anything else.

      ~Jack (BareNakedScam)

  15. Thanks for these informative help, I just wanna make sure all the legits before considering to take my time and effort for looking a home based, should I consider yours, how can you help me, but specifically not giving first something out in order to be part of the job. If you know what I mean, working home based not kinda investment. Thanks again

    1. Hi Jane,

      Online Job and Online business are two separate things.

      What are you looking for?

      If you are looking for an online job, you are basically trading your precious time to work for money (helping others build their business). The income potential for this type of work is low. You can’t make a fortune from this, and it is exactly like working for somebody else in the work force. This type of job will require you to have some skills in order to provide a service. So, what skills do you have?

      However, if you are looking for a way to build your own business, and live a life of financial freedom, then investing in yourself is going to be the first step. You can’t expect to become successful immediately without any experience or knowledge. You have to invest in a good structured course, training and support, in order for you to build something of your own. If this is the path that you choose, then I’ll suggest that you check out this program.

      Feel free to reply to this comment if you need more clarity.

      ~Jack (BareNakedScam)

  16. Hi Jack.

    I’m about to join in PPM, but since im a person who will make a deep search first then i found this website. Thanks for the information. Can you please help me as well how to build online business?

    1. Hi Jazzlene,

      To build an online business without any knowledge or experience, you need proper guidance and support.

      You need a structural approach to build your business from the ground up.

      For that, I recommend that you check out this course.

      Feel free to chat with me if you need more clarity.

      ~Jack (BareNakedScam)

  17. Hello Jack im also one of those filipino who likes to join ppm but have doubts, and i did some research that’s why I’m here on your site. I need some help because i really need a home based part time because of my baby and to support my studies, hope you can help me.

    Thank you.

  18. Thank you so much for this article. I was looking for more information about PPM and I landed to this site (https://www.sec.gov.ph/planpromatrix-online-co/) and to your site. Thank you so much for this.
    I’m looking for online part time jobs because I’m not qualified for office-based jobs. I have weak lungs and it is so hard for me be in a full-time job. And gladly I didn’t join PPM. I hope I can find suitable jobs for my health.

    1. Hi Jedaiah,

      Thank you for your kind words!

      As for finding an online opportunity, I’d love to chat with you on Facebook.

      You can click on this link and it will open up a chat with me on Facebook.

      ~Jack (BareNakedScam)

  19. I was enticed to join PPM but I still had doubts about the said company before especially that they offer captcha typing jobs. I’ve read somewhere that captchas and the email addresses of the users can be used illegally by scammers. Good thing that I thought of researching before joining PPM . This post definitely convinced me not to join their company. Are there any legitimate online jobs out there? I just want to make sure to find an online job that is legal and can really pay off. Thank you.

    1. Hi Johairra,

      Thank you for your comment!

      I am glad that this review helped.

      Yes, there are legitimate programs out there, and I happen to know a few (after reviewing hundreds of make money online programs).

      However, that depends on what you are looking for. Are you looking to trade a lot of your time to earn a small sum of money (like a job), or you are looking to build an online business that can generate a full-time income in a long run?

      Looking forward to your reply.

      ~Jack (BareNakedScam)

  20. Hi Jack,

    I just want to know if it is worth it to join Wealthy Affiliate? It offers free access, however, not in the Philippines. I checked their site to sign up but I am being prompted to get the premium account and that free account is not available in my country. Please advice. Thanks

    1. Absolutely Vero! I highly recommend it because it is the program that got me (and thousands others) to where I am today.

      The free trial basically shows you what you are getting into, and you’ll have to purchase the premium if you are going to be a serious affiliate marketer anyway.

      You can join Wealthy Affiliate here.

      Hope this helps Vero!

      Feel free to let me know if there’s anything that I can help with.

      ~Jack (BareNakedScam)

  21. Mary Jane says:

    Hi Jack. I’ve read your post about ppm at first I was so amaze of what people is earning but then I decided to do a research first before joining the group. Can you help me find a legit website for home base job since I’m a mother of 3 and I cannot afford to leave my kids with nanny

    1. Hi Mary,

      Thank you for your comment!

      Could you let me know if you are looking for an online job or a business opportunity?

      Here’s the difference…

      If you are looking for an online job, it means that you are basically trading time for money, for example, you perform some task online or you provide some online service to people and you get paid based on the task. This way, you will earn some money, but I am pretty sure you will not earn much (definitely not a full-time income).

      A business opportunity is where you spend time working on your business, and invest money in upgrading your knowledge, the downside to this is that there is no instant gratification (no immediate payout), but there’s a potential of earning a full-time income or even six figure income.

      Let me know what is the path that you are seeking, then I can advise appropriately.

      ~Jack (BareNakedScam)

  22. I was also thinking of joining ppm.good thing I did a research first,can you pls help me find a legit online business?I am a 20 years old woman,mother of a 2 years old boy.and I need a legit homebased job

    1. Hi Leslie,

      If you are looking for a job (trading time for money), you can check this out.

      But, if you are looking for a business opportunity (learning how to build a business that will generate passive income), you can check this out.

      Hope this helps Leslie!

      ~Jack (BareNakedScam)

  23. Hi Jack. I’ve read your post about ppm at first I was so amaze of what people is earning but then I decided to do a research first before joining the group. Can you help me find a legit website for home base job since I’m a mother of 3 and I cannot afford to leave my kids with nanny

    1. Hi Abigail,

      Thank you for your comment!

      I highly recommend that you check out Wealthy Affiliate.

      Feel free to share with me on your thoughts.

      ~Jack (BareNakedScam)

  24. Feeling ko nabudol budol ako lol kakasali ko tas napromote ako sa table 2 ang sabi kikita ka agad ng 3k pag naka exit ka ng table 1.. nak ng pating ngayon sabi eh pagnakadating ka pa sa tuktok amf!!! Kaloka nasayang lang 1850 ko wala naman nabawi.. although kikitain ko naman ulit yun pero sayang pa din ang pera di din sila nagsasabi ng totoo, pano ako mag recruit kung ako mismo alam ko na niloloko ko lang sarili ko.. kaya talagang be wise..

    I feel like I’m sick buddy. lol! I just got to table 2, and they said you’ll get 3k immediately when you’re out of table 1..But right now they are still saying that I haven’t gotten out of the table!!! I do not know if I’ve wasted 1850.. Even though I earned it, but I still haven’t got paid. How can I recruit if I know I just fool myself? .. so be wise ~ Jack: Please let me know if my translation is accurate.

  25. A post Regarding PPM stated that they are registered under DTI? It almost convinced me to join. But honestly I knew money that big cant be earned so easily. Have you ever heard of complaints regarding PPM?

    1. Hi Jan,

      I think they did register under DTI, but so did ALifeLong which was shut down by the Government. So, registering with DTI doesn’t give them the immunity.

      ~Jack (BareNakedScam)

  26. Hi jack i have read some of your replies and i was so hopeful that i would be able to change my life. Would you be kind to guide me how and where to start ? Sincerely tina

    1. Sure Tina! I’ve sent you an email.

      ~Jack (BareNakedScam)

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