My Top Tier Business (MTTB) – The 21 Steps Revealed!!!

My-top-tier-business-mainName:  My Top Tier Business (MTTB)
Website:  http://mytoptierbusinessmttb.com
Price: $49 + Many upsells
Owner(s): Matt Lloyd

Bare Naked Scam rating: 4 Thumbs Down


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What is MTTB? – The 21 Steps program

As the name suggest, this program sells you Top Tier Businesses, in other words, highly priced products. However, whether the products are worth the price, that’s another story to tell. My job today is not to take sides on the good or bad of the program, but rather to share with you my personal experience thus far. The rest is up to you to decide.

My-top-tier-business-unlockThe fact is MTTB do provide you with quality information, especially for beginners who do not have any experience on Internet Marketing at all, will get at least some education. Some of the steps within the  21 steps program of MTTB, provides you with useful information, while most of the steps are there to introduce you to other highly priced products.

Though you paid for the initial membership, the 21 steps video series are not readily unlocked to you. You need to speak/skype with your assigned “Business Coach” to unlock several videos at a time. If you are someone who are not comfortable speaking or Skype(ing) with someone you do not know, then this program is probably not for you.

To Unlock the 21 Steps Training Program…

My-top-tier-business-access-deniedThe purpose of the conversation with  the Business Coach is for his/her understanding of “You”. Basically, your coach would want to know your financial status and the reason why you want to join MTTB. Nothing Malicious but I guess its MTTB’s standard protocol, however, if you are not comfortable disclosing your income, then its best that you inform the Business Coach.

Once you have spoken to your coach, the first 2 steps (Step 1 & 2) will be unlocked for your access. Your coach will unlock 2 steps at a time, and each time you have completed 2 steps, you will have to contact your coach again to get another 2 steps unlocked.

Well, to be honest, I liked the arrangement of the program. 2 Steps at a time seems like a good strategy to prevent beginners from getting overwhelmed with information. However, this process will end at Step 6. After Step 6, your coach will unlock the remaining 15 Steps to you.

Why does the process stop at Step 6 you asked? Well, the program is pieced out in a way to upsell you to a Licensed Business called “My Online Business Empire (MOBE)” up until Step 6. Step by step (Step 1 to 6), you will be fed with information on MOBE little by little and Step 6 is the point where you have to make a decision, whether to be a part of MOBE by purchasing the license rights to promote MOBE or to be a regular affiliate. Either way, the remaining 15 steps will be unlocked to you.

This program has led me and thousands of people make a Life Changing income online. Find out how you can too!

A brief look into MTTB (Step-By-Step)

To prevent this review from being long-winded and to protect the rights of the program, I shall not disclose fully on what you will learn with the 21 steps. However, I shall share with you a brief summary of each step. If you really want to learn more about the program, you need to be a member to experience it yourself.

Step 1 – How to make a 6-Figures in Your First Year with Top Tier

My-top-tier-business-step-1Step 1 is to introduce you to why you need to sell highly priced/Top Tiered products and why you need to buy rights into system that is already in place. When you sell highly priced products, you make high commissions which leads you to a faster route to success.

The reason why you need to buy rights into a successful business system, like MacDonald’s Franchise Rights, is because you want to leverage the success of a successful business model. You wouldn’t want to setup your own business system where you do not know if it works.

When you buy rights into a successful business system, you are very much guaranteed success in a shorter period of time.

Step 2 – Discover the Missing Ingredient 99% miss in Business Success

My-top-tier-business-step-2The missing ingredient this step is talking about is “Economics”. Economics is rather important in every business setup. You might have heard of the Classic Formula “Traffic + Conversion = Sales”, while the formula is genetically right, Matt Lloyd added that you need to be profitable (Economics – the missing ingredient).

Many of us Internet Marketers missed this important ingredient because we always thought that when there’s sales, there is profit. That is not true because in order to make the sale, there are some expense involved, this is true for internet marketers who pays for traffic. The internet marketer might make a loss if the sales do not cover the expense.

It is not how much you make, it is how much you get to keep.

Step 3 – How to unlock your Millionaire Mind

My-top-tier-business-step-3-impYou will be thought to think like a business owner rather than an employee.

Matt Lloyd uses the concept of Robert Kyosaki’s book “Rich Dad Poor Dad” to talk about different mindsets between the people in the poor and middle class, and people in the Financially Independent and Rich category.

This step also teaches you why is it so important to think like a business owner when you start any kind of business.

Step 4 – Why 85% of Franchises succeed while most other Businesses Fail

My-top-tier-business-step-4This step already introduces you to MOBE. Matt Lloyd shares with you that in MOBE, all the hard work has already been done for you. The Business and Marketing Systems are already setup and proven to work.

It will be like buying into a turnkey business which will instantly run and generate profits. However, MOBE is not a Franchise but it’s system in place is very much like one.

Matt Lloyd also shares with you the difference between setting up your own business system where you need to trial and error to see if it works and buying into a proven business system.

Step 5 – What is Even More Lucrative than a Franchise Model?

My-top-tier-business-step-5Well, basically it’s MOBE. This step goes deeper into the MOBE business model. It tells you about the conversion rate of MOBE and how you do not need to pick up the phone and sell. MOBE have a team of highly trained sales personnel who would sell the MOBE products for you.

All you need to do is to send traffic to MOBE and the MOBE team will take care of the rest. Up until this step the price of MOBE have not been disclosed.

In order to move forward and buy the license rights into MOBE, you need to sign a “Non-Disclosure Agreement (NDA)”.

Step 6 – How to License a Proven & Profitable Online Business

This is the step where you need to decide whether to be a part of MOBE or just be a regular Affiliate of MTTB. Prices of all the products within MOBE and its relative commissions are disclosed in this step:

  • How to Build a Funded Proposal (Core) – $194 (Commission: $174.60)
  • My Email Marketing Empire (Core) – $194 (Commission: $174.60)
  • Affiliate Bonus Domination (Core) – $291 (Commission: $261.90)
  • The Other Peoples Time (O.P.T.) Formula (Core) – $194 (Commission: $174.60)
  • MOBE Licensing Kit (Bonus) – $297 (Commission: $148.50)
  • Traffic Masters Academy (Bonus) – $297 (Commission: $148.50)
  • MOBE License Rights (Entire MOBE Program including the above products) – $1,997 (Commission: $1,000)
  • Ten Thousand Leads in 100 days (Additional Product) – $1,997 (Commission: $1,000)
  • Titanium Mastermind (Additional Product) – $9,000 (Commission: $3,000 or $5,000)
  • Platinum Mastermind (Additional Product) – $15,000 (Commission: $5,000 or $9,000)
  • MOBE Inner Circle License Rights (Additional Product) – $194


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Step 7 – 21

As you go further along the steps, you will be feed with some useful internet marketing information, however, you will realise that the real agenda to the remaining steps are to condition you to buy into the Titanium Mastermind & Platinum Mastermind Program.

Basically, if you do not buy into the Titanium and Platinum Mastermind, you will NOT get any commission for the two program.

If one of your referral bought the Titanium and Platinum Mastermind, the commission will go up the ladder to someone who have the rights to sell the programs.


What is Titanium and Platinum Mastermind?

It is basically a retreat for MOBE members. It is a few days of seminar cum vacation at some beautiful resorts. The seminars are held yearly at different locations. Everything is paid for with the Platinum and Titanium Mastermind membership.

The seminar will cover topics on Internet Marketing and a chance for MOBE Members to socialize and share experiences with each other.

To be honest, the price for these 2 memberships are just way off the charts. Before you even start making money, you are almost $30,000 down. For a few days of seminar and accommodation, I personally feel it is not worth the money, though you get proper education plus luxurious vacation.


The MOBE Compensation Plan


Is MTTB a scam?

Well, I’ve laid the cards on the table. Whether is it a scam, that’s totally up to you to decide. My take on MTTB is that it is not a scam, however, disregarding the fact that MOBE do provide you with useful information on Internet Marketing, I personally feel that MOBE is well over-priced. I would not be comfortable paying such hefty amount for training courses on Internet Marketing.

My Sincere Advice to You

There’s a price to pay for setting up any business, but setting up an online business do not require you to pay a few thousand dollars. Especially when you are in affiliate marketing, you do not usually need to pay a dime to be an affiliate for a product unless that program provides certain services to you. You are supposed to be remunerated for promoting that product, not the other way round.

While I am not here to make a decision for you whether to be a part of My Top Tier Business, I am advising you that you should stay away from this program because you will be spending tens of thousands of dollars in this program for information that can be gathered at a 100 times cheaper price.

If you want to know where to find the best affiliate marketing information/education, I would suggest you to check out my #1 recommended online business university. This is where I get all my knowledge on affiliate marketing.

Thank you so much for reading my review! I hope I have assisted you in your decision one way or another. If you like my review, please help to share it with your friends and family by click on the social media buttons below. You are welcome to discuss MTTB with me, simply drop me a comment below and I will reply to you shortly.

Your pal,


My Secret to Online Sucess


  1. Your not giving a full disclosure on this. Mobe has everything you need along with tons of awsome vedios to walk you through every step. Once your set up your branding your self to sell anything you want on top of MOBE. You have your own business with all there fine support. I agree some of the buy ins are high but when you can get $10,000 comminisions it works out in the long run !!

    1. So, are you saying that it is worth spending tens of thousands of dollars to purchase the license to promote MOBE, just to get a one in a million $10,000 commission to break even?

      Can I ask if you have personally break even from your purchase? How much did you spend on the license?

      ~Jack (BareNakedScam)

  2. I know for a fact it takes a lot of work to do in MTTB. I barely got 3 sales but I know I have to keep up more work. Great post, brother.

  3. Thoughtful says:

    Thanks, Jack. I was trying to figure out whether to continue with the program. I did not know where I was headed with it. A lot of time there is a catch. I did ask for more information but got only what they wanted me to know. you spelled it out enough for me to make a decision.

    1. You are most welcome! Glad I could help!

      ~Jack (BareNakedScam)

  4. Superb analysis….in line with my views. This is not a plan for people seeking a breakthrough. Thanks Jack…

  5. Oluwatoyin says:

    Thanks, Jack, for the eye opener. I’m highly interested in WA, but there’s this issue with my country. Is there hope? Or do I just give up?

    1. Wealthy Affiliate does not support members for several countries, but if you are really interested to make money online, you can try the second best program I recommend:


      ~Jack (BareNakedScam)

  6. Thanks a lot for posting the review. I was thinking to register but after reading this I just want to thank god. That he saved me from this MTTB. Its clear that it is a scam.

    1. You are most welcome!

      I’m glad I could help!

      ~Jack (BareNakedScam)

  7. I’m glad you shared a helpful review on this program as I had thoughts of joining but after seeing so many reviews sharing their losses, I’m definitely gonna pass on this scam!

  8. As a student definitely can afford the 49 but the others, prob takes a few years, thanks for this great article.

  9. You make money out of scratch! Selling nothing to people out of saliva, just in your brain. Then people buy in and do the same! I am sorry for the ones who but in ..spending money instead of earning money!

  10. Hi Jack ,

    Great read, thanks, just a question – how much money did you make out of IM in the last 12 months?
    The reason i ask is because , and i’m not connected with MTTB, i’m looking atm. But i find plenty of people promoting the ” pay nothing do it yourself” method of blogging , Amazon etc, and then hear that they haven’t made a penny in years. In my short time researching IM, i see many flat broke people trying to find a get rick quick scheme they can get on board for $7 .
    and when they hear the words “work ” or ” this costs money ” they scream scam and pyramid.
    I come from a business background, and it takes money to make money, so i reckon the real SCAM online is all the broke people looking for free “get rich quick schemes”

    1. Hi Michael,

      Thanks for your comment!

      I made over USD30k last year through IM. Not a lot, but it is substantial enough.

      It takes really a lot of hard work and a lot of guidance to succeed in the online marketing industry. I’ve set up several failed website before I found success, and I can say that the journey was tough.

      If you want to know more about how I found success, you can check out this article. Scroll down to the section “My Success Journey”.

      Looking forward to connect with you.

      ~Jack (BareNakedScam)

  11. Hey Jack, I really appreciated your thorough review. Just recently it has come out that a top affiliate of MOBE claims Matt Lloyd stole $60,000 from him!
    Finally 1 of Mobe’s top affiliates has decided to speak out and the entire MLM and Biz Opp Industry are paying attention. You absolutely must watch these exposing 2 videos where the top affiliate shows in plane-as-day evidence, that Mobe, and Matt Lloyd are literally stealing affiliate commissions from 100% of his affiliates. For god sakes, Do Not give Matt Lloyd and Mobe any of your money. By the way the affiliate who made the “tell-all” video is named Bazi Hassan. He is a hardworking good guy. He is just one of 1000’s of affiliates that are having their commissions stolen by Matt Lloyd. Watch the video on yt! http://www.youtube.com/watch?v=Ze2KLOGEVeY

  12. Thank you Jack, you saved me from jumping into a ‘financial marsh’ through your nice review on this program.

  13. How about this Guarantee…..

    PLUS… I guarantee that you will make a commission within 30 days of completing the initial 21-step training, or I will pay you $500 cash out of my own pocket.

    You have nothing to lose.

    Apply below now.

    How true is it?

    1. Well, with every promise it makes, there are definitely some catch. In order for MTTB to pay you $500, you have to show proof that you have completed all the 21 step training, and buy completing the 21 step training, it would mean that you would already have signed up for My Online Business Empire which cost several thousand of dollars for its membership. Worth to risk that kind of money for the 500 payback? I leave it up to you to decide.

      ~Jack (BareNakedScam)

  14. i love the way you summarised all. thanks and i have made a decision not to because i need to make money not to start spending kilos of it

  15. This is a scam I requested my $49 refund

  16. I like how you just lay out the facts. And you are right, usually someone who needs an income doesn’t have a great deal of money to spend to get it. I’m sure some do but not most of us.
    I’m just getting started in WA so don’t have any content in my web site yet but I’m going to!
    Thanks for a well written post.

    1. Thank you for your comment Linda!

      ~Jack (BareNakedScam)

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