Secret Money System – Is it a scam?

secret-money-system-mainName:  Secret Money System
Website:  www.secretmoneysystem.com
Price: $49 + Many upsells
Owner: Ronnie Montano

Bare Naked Scam rating: 3 Thumbs Down


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Secret Money System – Is it a scam?

Once again, Ronnie Montano created yet another push button product that “supposedly” work. Yes, Ronnie Montano, not Juan Gabriel. Juan Gabriel (paid actor) is just the front man  of Secret Money System.

secret-money-system-memberI have tried many products created by Ronnie Montano (Tube Cash Code, E Mobile Code, Mobile Money Code, etc) and none of them ever worked. I personally do not find that I’ve gained additional value from any of the products.

But! Could there be a difference between Secret Money System and the other said programs? Sad to say, all the programs created by Ronnie Montano are identical. So if you ask me if Secret Money System a scam? My answer will be a resounding YES!

You see, I am not a person who will judge a product by its cover, I will personally buy the product and test it myself before I pass my judgement. If you have read any of my other reviews you will know.

So without further ado, let me reveal what exactly is in the Secret Money System.

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Is  Secret Money System a lazy man’s haven?

secret-money-system-lazy-man-systemWell, through the introduction video, it definitely seem like it is really easy to make money online with Secret Money System.

You do not need any prior Internet Marketing knowledge and you do not need to put in much time and effort, all you need to do is to click a few buttons and you will start making money immediately.

Truth be told, there are no such system which can generate cash instantly for you with no work done.

If such push button system do exist, who in this world would ever need to work, am I right? So, if you are thinking of purchasing Secret Money System, I would urge you to re-consider your decision.

I’ve been in the Internet Marketing industry for quite a while now and have seen some success personally, however, I would say that my journey isn’t simple. I have spent hundreds of hours and had literally poured my heart and soul in creating a success for myself. You definitely need to put in a lot of effort in order to be successful online, at least for the start.

So if you are looking for a “Lazy man’s haven on the internet, I’m sad to announce that the internet have disappointed you.  Out of 100 programs online, 90 of them promises to make you money instantly with little to no work done, however, all of them fail to adhere with their promises. Secret Money System is nothing exceptional.

What exactly is in Secret Money System – Upsells after upsells

Upsells after standard membership ($49)

Aren’t you sick of programs that upsell another product after another product to you? Well brace yourself for tonnes of upsells in Secret Money System.

Right after you purchase the standard membership ($49), you will be forced to sit through 2 long upsell videos. The first video is basically an upsell of an upgrade to gain access to 200 done-for-you businesses. Honestly, $197 for 200 done-for-you businesses does seem fair right? Wrong!

These 200 done-for-you businesses are Private Label Rights (PLR) products. Means the owner of the product have released the rights for anyone to sell. Generally, these PLR products are of low quality and anyone can buy it online for a low cost.

So basically, Secret money System is teaching you how to sell these PLR products which are readily available for anyone to purchase. Do you think you will start making money?


Upsells within the members area

Even when you got into the members area, Juan Gabriel will advise you to go through step by step the welcome videos which are upsells in disguise.

I would presume that you will be spending almost a thousand dollars purchasing those upsell products which have no added value to  you. These are just some shady marketing tricks to squeeze you dry. Now let us take a look into the Secret Money System members area:

Step-by-Step: Free Call with Start Up Specialist

secret-money-system-step-1Surprise, guess what, Juan Gabriel have a free gift for you that is going to light you up like Christmas. It has taken Juan Gabriel 2 years to put together and it is worth over $1,200. Let me tell you that if you are believe in whatever Juan Gabriel said you will be in deep trouble. Seriously!

I have reviewed so many products created by Ronnie Montano, I know what I am talking about. All these sales pitches in each of the products by Ronnie Montano seem so similar to one another. The only difference is the person who is delivering the sales pitch, Juan Gabriel.

Are you willing to take the chance to call the hotline, and get badgered by some pushy salesman or so called “Start up specialist” to sell you “additional” courses that cost over a thousand dollars?

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Step-by-Step: Free Gift for you

secret-money-system-step-2I feel worried for you if you ever believe you will get a free gift from Secret Money System because right after Juan Gabriel said he has a free gift for you, he presents you with yet another program where you need to pay extra money in order for the “system” to work.

In this step, you will be introduced to a web hosting company called Cloud Pro Hosting where you will need to pay $89.70 for web hosting service. Is this service in anyway free? I don’t think so.

Well to be honest, I have not use the service from Cloud Pro Hosting before, so I can’t pass my judgement on the product, however, I would say that using freebie as a marketing strategy when there is no actual freebie, is really shady.

Step-by-Step: Do you have a Cell Phone? Then Watch this…

Upsells after upsells. Aren’t you already sick of paying money and not getting your money’s worth? Now this step brings you to another program called Mobile Money Code, a program created by Ronnie Montano.

In Mobile Money Code, the front man of the product is Greg Anderson.  If you compare the introduction video of Secret Money System and Mobile Money Code, you would probably find some similarities in the speech.


Since you are this far down the review, I urge you again to re-consider your decision to buy Secret Money System because you will probably not get any value from this program. Though the initial cost of $49 lifetime access seem attractive and affordable, the upsells within the program might easily cost thousands of dollars.

Step-by-Step: Download Your Free App

secret-money-system-step-4Hmmm… Are you familiar with option trading? I am, because I was a trader before I became an Internet Marketer. But how about you? If you are, great! If you are not, then stay away.

This step basically directs you to a program called Safe Trader App, a trading platform which supposedly make you lots of money on auto pilot.

Unless you are devoted to learn every aspect of trading, I would ask you to stay away because trading is all about gambling if you do not understand the trade.

There are so many things that would run through a trader’s mind and so many different elements to think about before executing a successful trade. Even the most experience trader makes mistake. Do you think an automated trading platform can do all the thinking for you? 

From my past experiences, none of my friends who used an automated trading system made any money over a long period of time, and most of them made a loss instead.

So, again, do you think Secret Money System directs you to a program that will actually make you any money?

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How do I get a refund? – It’s easy

So by going through the above steps, do you learn anything? No! How much did you already spent? More than a thousand dollars? Lucky for you, if you have already spent this amount of money, I would suggest that you get a refund immediately as there is a reliable 60 days money back guarantee.

I would presume after reading this review, if you are already a member of Secret Money System, you would want to know how you can get a refund.

It is really simple! All you need to do is follow the steps below:

  • Step 1: You will receive an email from ClickBetter.com as shown below. Click the link.


  • Step 2: You will be directed to a page shown below. Change to “Request Refund” and “Click to proceed”.


  • Step 3: You are done! Just keep track of your credit card statement.


My Sincere Advice to You

If you are deciding whether to purchase Secret Money System, DON’T, because you will regret it. Firstly because you will spend tonnes of money on upsell products that do not add value to you, secondly, you will be wasting your time going through all the upsell videos and lastly, you will get nothing out of it.

If you really want to learn how to make money online, I would suggest that you read my #1 recommended Internet Marketing Course because you will finally understand the gist of how to make money online. I have personally help many people online find their success and I am more than willing to help you.

As always, I welcome your thoughts on Secret Money System, all you need to do is leave a comment below and I will be more than glad to discuss this with you. If you like my review, please feel free to click on the social media buttons below ad share it with your family and friends to help them avoid this scam.

I sincerely hope you will find your success online. Do contact me at [email protected] if you ever need any help.

Your pal,


My Secret to Online Sucess


  1. I’m just sick of getting the phone calls from these people. Calls from “Bob” and “Coach Josh”, and others. There has to be a way to report these people to the FCC right?

  2. I watched that “Juan Gabriel ” video today and thought man this guy seems so sincere, I felt he was there to help. After 30 minutes I noticed nothing was being said about his “system” just more talking about how your life can be. So I decided let’s look into this some, and that lead me here literally after 3 hours of searching him I found no book no pictures of him nothing. I’m glad to have come across this page, because I want to learn, but Juan wasn’t teaching. If possible I’d like to talk to you my email is [email protected], please and thanks for the post. Have a great day.

    1. Sent you an email David. Please check your inbox.

      ~Jack (BareNakedScam)

  3. dear jack,

    thanks for saving me from getting conned.
    can you show me more scam programs on going.

    1. You are welcome Raj! There are already a lot of scam programs which I have reviewed (You can check out on the menu above “Scam Alert”) and I will be reviewing more each week.

      ~Jack BareNakedScam)

  4. Ohh my gosh I fell into this stupid scam I just requested my money back I hope I get it back!!

    1. Hi Karina,

      I’m sure you can get your refund back if your purchase is still within 60 days. I have tried the refund policy and it is quite trustworthy.

      Make sure you do not get your refund back from the vendor itself. Get your refund back from Clickbetter.

      When you purchase the program, you should receive an email receipt from “Clickbetter”. If you didn’t receive the receipt, you may want to check in your junk mail.

      In the email receipt, find a support link and click on it, then send a “refund” ticket through there. You should be able to get your refund.

      Let me know if you need any help.

      Jack (BareNakedScam)

  5. Ben Piper says:

    I was actually stupid enough to buy this and I’m hoping someone can help me with getting my money back? Crazy thing is there is no phone number to get a refund and I’ve emailed customer support several time and no response. Any help would be greatly appreciated, Thanks

    1. Hi Ben,

      No worries! This program is backed by a 60 Days money guarantee by ClickBetter.com. I have vast experience in claiming refunds from ClickBetter.com and they are quite trust-able, so do not worry about that. You can hardly get a response from Secret Money System directly, so try contacting ClickBetter.com.

      When you first purchase the product, I believe you will receive a email from ClickBetter.com with the confirmation receipt. If you can’t find it, you can check in your spam folder. In that email, it will have your order Id and stuff.

      In the email, under “Our 60 Day 100% Money Back Guarantee”, there is a link for you to click. Click it and search for your order, once your order is found, send a request for refund. You will receive an email from ClickBetter after a while and they will refund you the money – that is if it is still within the 60 days.

      If you still encounter any problems let me know. I will be more than glad to help.

      ~Jack (BareNakedScam)

  6. Thanks for the warning! And people, remember the old maxim, “If it sounds too good to be true, it probably is.”

  7. A classic example of a scam artist. Spending time, planning and even have videos! They are investing on their schemes too. So thank you so much for this very informative article.

  8. Thank you Jack for this honest. informative review. Needless to say I will definitely stay away from Secret Money System. Unfortunately there are a whole bunch of scams on the internet. And these scammers are taking advantage of people who cannot afford to be taken advantage of.

  9. Oh, how I hate upsells! So many of these crap products are just little upsell whirlwinds. They all refer to each other and make money by constantly saying, “You need this product or that service, in addition to what you’ve just bought, even though you were promised that this was going to make you a million dollars. That doesn’t matter though, you still need all of these other products to make you millions more dollars.”

    I’m pretty sure if you followed the upsell stream from one product to the next you’d end up back where you started…and be more broke than when you started!

    Ok…upsell rant over!

    Dustin 🙂

  10. Great review Jack!

    This one sends up red flags straight away and has scam all over it!

    I will be staying well clear!

    Thanks John

  11. The secret money system… what another joke! These scams just keep piling up one after another and people really need to learn that “the lazy way to riches” doesn’t exist. If it did, we would all be living the millionaire lifestyles right now.

    I will certainly be taking your advice, Jack, and staying the hell away from this program. Who has the money for “useless” upsells any way?

    I’m sticking with Wealthy Affiliate 100% 😉


  12. Phenomenal post and website. Looks very trustworthy! Excellent organization skills as well.
    Thanks for proving that Secret Money System is a scam.. This helps put a lot more into perspective now.

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